If you haven’t received your tax refund after at least 21 days of filing online or six weeks of mailing your paper return, go to a local IRS office or call the federal agency (check out our list of IRS phone numbers that could get you help faster).3
Why haven’t I received my tax refund?
- You Claim Certain Credits. If you file on the early side and claim the earned income tax credit (EITC) or the additional child tax credit (ACTC),you will have to
- Filing Early or Late. Early filers may have to wait for refunds.
- New Security Measures.
- You Filed a Paper Return.
- Mistakes on Your Return.
- Incorrect Bank Info.
- You Have Outstanding Debt.
Why have I not gotten my tax refund yet 2020?
There are many reasons your tax refund could be delayed. Perhaps your numbers and your employer’s numbers didn’t match. This year, however, the mostly likely reason your tax refund is delayed is that you filed a paper return. There was an additional backlog of tax returns created by the COVID-19 pandemic.
Why is my tax return still being processed 2020?
He said the IRS is still processing $9.8 million tax returns from 2020. The delays are mostly due to errors in filing, some having to do with the economic stimulus payments. 5
Why is my 2021 refund taking so long?
Some tax returns take longer to process than others for many reasons, including when a return: Includes errors, such as incorrect Recovery Rebate Credit. Includes a claim filed for an Earned Income Tax Credit or an Additional Child Tax Credit.
Are IRS refunds delayed 2020?
If a taxpayer files a return on April 15 in Year 1, the IRS generally may issue a refund until April 15 in Year 4. In 2020, the IRS postponed the filing deadline for tax year 2019 tax returns from April 15 to July 15 due to the COVID-19 pandemic.
Are tax refunds delayed 2021?
That means 2021 tax refunds are likely to be delayed; usually electronic refunds come three weeks after filing, a week faster than ones for paper returns. Based on last year’s experience, getting answers from the IRS will be even harder than usual, too. 1
How long can the IRS hold your refund for review?
The IRS can go back through three years’ worth of returns or review up to six years if they find a serious error.
How long does your refund stay in processing?
When to expect your IRS refund About 90% of electronically filed tax returns are processed within 21 days. Paper returns are processed six to eight weeks after they arrive at the IRS. If you electronically file and provide bank account information to the IRS for direct deposit, you’ll see your refund the quickest.
What does it mean your refund is still being processed?
After the tax return has been Accepted by the IRS (meaning only that they received the return) it will be in the Processing mode until the tax refund has been Approved and then an Issue Date will be available on the IRS website. The IRS is seriously behind in processing 2020 tax returns.
Is the IRS still processing tax returns?
People can still file 2021 returns. As of December 3, 2021, the IRS has processed nearly 169 million tax returns. All paper and electronic individual 2020 refund returns received prior to April 2021 have been processed if the return had no errors or did not require further review.
Why is the IRS taking so long?
What’s Taking So Long? If you don’t receive your refund in 21 days, your tax return might need further review. This may happen if your return was incomplete or incorrect. You may also experience delays if you claimed the Earned Income Tax Credit or the Additional Child Tax Credit.
Why is my refund stuck in processing?
There are many different reasons why your refund may have not been processed yet, but the most common include: Your tax return included errors. Your tax return is incomplete. This could mean that all of the necessary forms were not sent to the IRS for processing.
Can I sue the IRS for holding my refund?
Generally, if you fully paid the tax and the IRS denies your tax refund claim, or if the IRS takes no action on the claim within six months, then you may file a refund suit. You can file a suit in a United States District Court or the United States Court of Federal Claims.
Is the IRS shut down?
We’re open and processing mail, tax returns, payments, refunds and correspondence. However, COVID-19 continues to cause delays in some of our services.
Is IRS shut down 2021?
The IRS Will Be Shutting Down Electronic Filing on Nov 20 Until January 2022. This is a standard operating procedure for the IRS as they perform annual maintenance in order to prepare the system for the upcoming Tax Year 2021 Filing Season.
Why is the IRS slow on refunds this year?
Tens of millions of taxpayers experienced prolonged delays in the processing of their returns last year, as the IRS continued to work through challenges exacerbated by the Covid-19 pandemic, like staffing shortages and tax law changes.
Tax Season Refund Frequently Asked Questions
The majority of refunds are processed in fewer than 21 calendar days. If your tax return requires further scrutiny, it is likely that it will take longer to complete. Where Has My Refund Gone? provides the most up-to-date information about your refund that is currently available For some 2020 tax returns that require review, such as those that contain incorrect Recovery Rebate Credit amounts or those that used 2019 income to calculate the Earned Income Tax Credit (EITC) and Additional Child Tax Credit, the Internal Revenue Service is taking more than 21 days to issue refunds (ACTC).
I’m counting on my refund for something important. Can I expect to receive it in 21 days?
Following the receipt of your return, a number of different circumstances might influence the timeliness of your reimbursement. Despite the fact that we provide the majority of refunds in less than 21 days, it is conceivable that your refund will take longer. Please bear in mind that your financial institution may require a period of time before crediting your account or mailing you a refund.
It’s been longer than 21 days since the IRS received my return and I haven’t gotten my refund. Why?
- It has flaws, such as an inaccurate Recovery Rebate Credit
- It is insufficient
- And it requires more examination in general. Has been a victim of identity theft or fraud
- Included is a claim for the Earned Income Tax Credit or the Additional Child Tax Credit that has been lodged. See the Q&A section below. In addition, there is Form 8379, Injured Spouse AllocationPDF, which might take up to 14 weeks to be processed.
For the most up-to-date information on IRS return processing during the COVID-19 epidemic, see theIRS Operations Status website (in English). When (or if) we require further information from you in order to process your refund, we will notify you by letter. As long as we’re still processing your return or making corrections to a mistake, neither Where’s My Reimbursement? nor our phone specialists will be able to offer you with an estimated refund date in advance. Please go to Where Has My Refund Gone?
I claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) on my tax return. When can I expect my refund?
According to the Protecting Americans from Tax Hikes (PATH) Act, the Internal Revenue Service is not permitted to provide EITC and ACTC refunds before the middle of the month. When taxpayers choose direct deposit and there are no additional concerns with their tax return, the IRS anticipates that most EITC/Additional CTC refunds will be available in their bank accounts or on their debit cards by March 1. Some taxpayers, on the other hand, may receive their refunds a few days early. Check Where’s My Refund to find out when you will receive your customised refund.
The IRS2Go smartphone app, as well as IRS.gov, continue to be the most convenient ways to check the status of a refund.
Will calling you help me get my refund any faster?
If Where’s My Refund? urges you to call us, our personnel will be unable to give you with any extra information until you specifically request it. If the message “Where’s My Reimbursement?” indicates that we are still processing your return, our personnel will be unable to provide you with an exact refund date.
What information doesWhere’s My Refund?have?
Typically, we will provide you with information on the most recent tax year refund we have on file for you.
Can I use Where’s My Refund? to check the status of a refund on a prior year return.
Where Has My Refund Gone? will show you the current status of your most recently filed tax return during the previous two tax seasons.
When can I start checkingWhere’s My Refund?for my refund’s status?
We’ll notify you within 24 hours of receiving your electronically submitted tax return or within 4 weeks of receiving your paper tax return, whichever is sooner.
WillWhere’s My Refund?show me when I’ll receive my refund?
Where Has My Refund Gone? After we have processed your return and approved your reimbursement, we will contact you to set up a specific day for you.
Will ordering a transcript help me find out when I’ll get my refund?
A tax transcript will not assist you in determining when you will get your refund. There is no guarantee that the information transcripts have about your account will accurately reflect the amount or timeliness of your refund. They are ideally suited for verifying prior income and tax filing status for mortgage, student, and small business loan applications, as well as for assisting with tax preparation and production of tax returns.
I’m a nonresident alien. I don’t have to pay U.S. federal income tax. How do I claim a refund for federal taxes withheld on income from a U.S. source? When can I expect to receive my refund?
Nonresident aliens who receive income from a source in the United States must disclose the necessary income and withholding amounts on Form 1040-NR, U.S. Nonresident Alien Income Tax ReturnPDF in order to be eligible for a refund of federal taxes withheld on such income. When you submit your Form 1040NR, you must include any supporting documentation that demonstrates your income and withholding levels. To complete a 1040NR return, we require more than 21 days of processing time. Please anticipate up to 6 months for your refund to be processed from the date you filed your 1040NR.
How will I know you’re processing my tax return?
Where Has My Refund Gone? tracks the progress of your tax return from its reception until its conclusion. It will notify you when your return has been received as well as if your refund has been accepted or has been issued.
What is happening whenWhere’s My Refund?shows my tax return status as received?
We have received and are currently processing your tax return.
What is happening whenWhere’s My Refund?shows my refund’s status as approved?
We’ve authorized your request for a refund. Currently, we are prepared to issue a refund through your bank or straight to you through the mail. This status will inform you as to when we will transfer the funds back to your bank account (if you selected the direct deposit option). You should check with your bank about your refund 5 days after we’ve issued it because banks differ in how and when they credit monies to accounts. If you get a refund cheque in the mail, please allow several weeks for it to arrive.
How long will it take for my status to change from return received to refund approved?
It can take a few days in certain cases, but it could take longer.
DoesWhere’s My Refund?always display my refund status showing the different stages of return received, refund approved and refund sent?
No, this is not always the case. Instead, when we are still examining your return, it may offer instructions or an explanation of what we are doing, depending on the circumstances.
DoesWhere’s My Refund?update often?
Once a day, generally at night, for 30 minutes. There is no need to check any more frequently.
WillWhere’s My Refund?give me my amended return’s status?
No, it will not provide you with information on revised tax returns. What happened to my Amended Return? can provide you with information on the current status of your amended return. The status of your modified return may only be researched by our phone and walk-in staff if it has been 16 weeks or more since you submitted it in.
I requested a direct deposit refund. Why are you mailing it to me as a paper check?
- We can only deposit refunds into accounts in your own name, the name of your spouse, or the name of a joint account
- Otherwise, we cannot repay you. A direct deposit may be rejected by a banking institution. The amount of electronic refunds that can be deposited into a single bank account is limited to three
Why is my refund different than the amount on the tax return I filed?
It is possible that all or part of your return was utilized (offset) to pay down past-due federal tax, state income tax, state unemployment compensation obligations, child support, spousal support, or other federal nontax debts, such as student loan debt. If you believe you may be entitled to an offset, or if you have any questions concerning an offset, you should contact the collection agency to which you owe the amount. We may have also adjusted the amount of your refund as a result of the modifications we made to your tax return.
You’ll receive a notification informing you of the changes.
page will show the reasons for the refund offset. More information on refund offsets may be found in Tax Topic 203, Refund Offsets for Unpaid Child Support, Certain Federal and State Debts, and Unemployment Compensation Debts, which can be found here.
What should I do when the refund I receive is not from my tax account?
We ask that you refrain from cashing the refund cheque or spending the direct deposit return. Return the money to us in its original form. Tax Topic 161, Returning an Erroneous Refund — Paper Check or Direct Deposit, explains how to return an incorrect refund. gives further information about what to do
Where’s My Refund? Check the Status of My Tax Return
Tax refunds worth millions of dollars are not provided or claimed by the Internal Revenue Service (IRS) every year, according to the IRS.
Undelivered Federal Tax Refund Checks
Refund cheques are mailed to the last known address associated with your account. In the event that you relocate without alerting either the IRS or the United States Postal Service (USPS), your refund check may be returned to the IRS. If you were anticipating a federal tax return but did not get one, you may look on your refund status on the IRS’Where’s My Refundpage. You’ll need to input your Social Security number, filing status, and the exact total dollar amount of your refund to be able to get your refund.
You can also contact the Internal Revenue Service to inquire about the status of your refund.
Using the automated phone system, on the other hand, will save you from having to wait.
If you relocate, you must file aChange of Address – Form 8822with the Internal Revenue Service; you should also file aChange of Addresswith the United States Postal Service.
Unclaimed Federal Tax Refunds
If you are qualified for a federal tax refund but do not submit a return, your refund will be forfeited and you will not get it. Even though you are not obliged to submit a return, it may be beneficial for you to do so if any of the following apply:
- You are eligible to receive the Earned Income Tax Credit (EITC).
It’s possible that you didn’t file a tax return because your earnings were below the threshold for filing. However, if you file your return within three years of the filing date, you will be eligible for a refund.
State Refund Checks
Contact your state’s revenue agency if you need further information about your state tax refund check. The most recent update was made on October 4, 2021.
7 Reasons You Haven’t Received Your Tax Refund
You’re undoubtedly wondering how quickly your tax return will come once you’ve filed for the year – especially if you have big plans for it. Generally speaking, according to the Internal Revenue Service (IRS), nine out of ten taxpayers who file online may expect to get their refunds within 21 days. But what happens if that amount of time has passed and your refund is still nowhere to be found? Here’s what you need to know and do to be prepared.
- According to the Internal Revenue Service (IRS), taxpayers who file their returns electronically may expect to get their refunds within 21 days. Where’s My Refund? is a page maintained by the Internal Revenue Service that allows you to track the progress of your refund. Identity theft and tax fraud are two examples of situations in which you may not have received your refund due to simple math mistakes on your tax return. Alternatively, it might just indicate an abnormally large amount of processing at the IRS.
First, Check Your Refund Status Online
If you’re wondering where your return has gone, you may start by visiting the IRS’s Where’s My Refund? page to see if it has arrived yet. According to the IRS, you will need the following items in order to do so:
- It is necessary to provide your Social Security number (SSN) or individual taxpayer identification number (ITIN)
- Your current filing status
- The precise amount of your refund
You may check your refund status by clicking on the Check My Refund Status button, entering the necessary information, and receiving results. Unfortunately, this tool does not give a great deal of information on the reasons for your money being delayed.
It may suggest you to contact the Internal Revenue Service, from which you should be able to obtain further information. However, the IRS advises against calling until one of the following two conditions is met:
- It’s been at least 21 days since you e-filed
- The Where’s My Refund? page hasn’t shown yet. The IRS should be contacted, according to an internet tool.
7 Reasons for a Late Tax Refund
There are a variety of factors that might delay the processing and receipt of your tax refund. As an example, if you filed your tax return too early or waited until the last minute, your refund might be delayed. Suppose you tried to submit your return in January and there was a last-minute change to the tax law that resulted in a mistake on your return that delayed down the processing of your return. Similar to this, waiting until the very last minute to file your return may result in a lengthier wait for your refund if the IRS is experiencing a backlog due to an unusually large number of returns being processed at once.
The quickest way to make a claim and receive your refund is to do so electronically using the internet.
1. Your tax return contains inaccurate information
Numerical errors or other issues on your tax return might cause your refund to be processed more slowly. When an issue is identified, your return is flagged for human review, which means that an IRS employee will have to go through it one more time to determine where the problem occurred. This can cause the processing time to be extended by several days or even weeks.
2. Your return is incomplete
In addition, filing an incomplete return may result in an IRS review, which may result in a lengthier wait time for your refund. For example, if you submitted a paper return and forgot to include a critical piece of information, such as your Social Security number, or if you omitted to sign your tax papers, the IRS will not process your return until those items are crossed off the list.
3. You’re a victim of tax fraud
Persons who use your personal information to file a fake tax return and claim a refund in your name are known as tax fraudsters. The Internal Revenue Service (IRS) found more than 450,000 bogus refund claims for the 2020 tax-filing season, with more than 44,000 of them being linked to identity theft. If you believe you are a victim of tax-related identity theft, you can file a complaint with the Internal Revenue Service (IRS) and the Federal Trade Commission (FTC).
4. Your refund was sent to the wrong bank
The quickest method to receive your refund is to file your return electronically. This is especially true if you’re utilizing direct deposit to receive your refund. That, of course, implies that you provide the correct account numbers for your financial institution. If you made a clerical error and entered the wrong routing or account number, your money may be transferred to someone else’s account. If your refund is mistakenly deposited into someone else’s bank account, you will need to contact the bank directly in order to recover your funds.
5. You claimed certain tax credits
Tax credits are reductions in your tax liabilities that are equal to the amount of the credit received. Certain tax credits, such as the earned income credit (EIC) and the extra child tax credit, are frequently scrutinized by the Internal Revenue Service (IRS) because persons falsely claim these benefits.
The fact that you claimed either credit might be the reason why your refund hasn’t yet been processed and sent.
6. You amended your return
The process of amending a tax return can also be time-consuming. The Internal Revenue Service (IRS) revised the regulations in 2020 to allow for the electronic submission of updated returns, albeit this change only applies to returns filed in 2019, 2020, and 2021. In order to alter an earlier tax return, you must send it in by postal mail. In such case, it might take up to three weeks for it to appear in the IRS system and another 16 weeks for it to be processed, resulting in a refund that could take several months to arrive.
7. Your refund has been offset to pay a debt
If you owe certain obligations, such as unpaid child support, unpaid state taxes, or outstanding federal student loans, the Internal Revenue Service (IRS) may deduct the amount owing from your return. A note from the Bureau of the Fiscal Service of the United States Department of Treasury will inform you as to why your refund has been offset and which government agency is due money as a result of this action. You have the right to file a dispute with the agency that processed your return if you believe you owe money.
In addition to the seven factors outlined above, the impact of the COVID-19 pandemic has been a significant factor in the longer processing times seen during the first quarter of 2020. Particularly if a taxpayer submitted a paper return, the processing time may be longer as a result of the pandemic’s impact on personnel levels. “Due to a shortage of employees, the Internal Revenue Service is experiencing delays in processing paper tax returns,” the IRS stated in July 2020. As a result, refunds are being processed more slowly.
According to the Internal Revenue Service (IRS), 90 percent of taxpayers who submit their returns online will get their refunds within 21 days after filing their returns. Having said that, a large number of refunds can be delayed for an extended period of time, sometimes dramatically. Due to a lack of sufficient manpower, COVID-19 has produced a considerable backlog for 2020 results.
What Are the Most Common Reasons for Delay?
When a tax return is incomplete or inaccurate, it may be necessary to file an amended return.
Other reasons for a tax refund delay include tax fraud, claiming tax credits, owing certain debts for which the government may take part or all of your refund, and sending your refund to the wrong bank because you entered the wrong routing number on your return.
How Do I Check My Refund Status?
The Internal Revenue Service (IRS) has a Where’s My Refund? page on its website. Go to this website and enter your Social Security number (SSN) or individual taxpayer identification number (ITIN), filing status, and precise amount of your refund to receive an update on where your refund is in the pipeline.
The Bottom Line
The reasons listed above are some of the most prevalent causes of a delayed refund. A refund might also be delayed if the package is misplaced in the mail. Another risk is that your reimbursement will be taken from your mailbox without your knowledge. And a government shutdown, such as the one that occurred in January 2019, might result in a lengthier wait time for your return to be completed and your refund to be processed and mailed to you. If the Where’s My Refund? tool is unable to provide you with any answers, you can seek assistance from your local IRS office.
Where’s My Refund? How to Track Your Tax Return in 2022
After filing your tax returns, you’re not alone in wanting to get your hands on your refund. Millions of others have the same “Where’s my refund?” thoughts after they’ve filed their tax forms as you do. In the event that you are still asking “Where is my tax refund?” after at least 21 days after filing online or six weeks after sending your paper return, contact the IRS to inquire about your IRS refund status (800-829-3676). Here’s a guide to tracking your tax return in 2022, as well as other key information you should know about earning a speedier federal or state tax refund in the future.
Where’s my refund? Track your IRS refund status
To get directly to the Internal Revenue Service’s return tracker for federal tax refunds, click on the button. According to the IRS, payment statuses are updated once per day, typically overnight. Typically, you may begin checking on the status of your tax return and IRS refund within 24 hours of the IRS receiving your e-filed tax return or within four weeks of mailing a paper tax return to the IRS office. With the IRS2go mobile app, you may also check on the progress of your return from the convenience of your own home or office.
Where’s my state refund? How to track your state tax refund status
Find your state in the list below to be sent directly to its tax refund tracker, which will allow you to see where your state refund is.
Track my refund
It’s important to note that the following states don’t collect income taxes: Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming. In New Hampshire, normal income is typically exempt from state taxation; however, dividends and interest income are subject to a flat tax rate of ten percent.
How to get a faster tax refund
Four things you can do to keep your “Where’s my refund?” anxieties under control are listed below.
1. Avoid filing your tax return on paper.
It is a fallacy that your IRS refund status will remain “pending” for an extended period of time and that the IRS takes an inordinate amount of time to release a refund. In truth, eliminating paper may save you weeks of wondering “where’s my refund?” and other frustrations. Paper tax returns are normally processed by the IRS within six to eight weeks.
Instead, file your taxes electronically; they will be processed in approximately three weeks. State tax agencies also accept electronic tax returns, which means you may be able to get your state tax refund more quickly as a result of using this method.
2. Get direct deposit.
You may instruct the IRS to deposit your refund immediately into your bank account rather than mailing you a paper check when you file your tax return. This eliminates the need to wait for the mail and the need to check on the status of your IRS return. You can also request that the IRS distribute your return among your retirement, health-savings, college-savings, and other accounts in order to prevent you from spending it all at once.
3. Start tracking right away.
Another misconception is that you won’t be able to know where your refund is until you receive it, and you’ll be asking yourself, “Where is my refund?” for a long period of time. You may follow the status of your IRS refund online; in fact, if you file using tax software or through a tax professional, you can begin tracking the status of your IRS refund online within 24 hours of the IRS receiving your return. (You’ll have to wait four weeks for returns that are sent in.) Good news if you’re wondering, “Where has my state refund gone?” You may also follow the progress of your state tax return by visiting the website of your state’s revenue and taxes department.
4. Don’t let things go too long.
Visiting a local IRS office or calling the federal agency if you haven’t gotten your tax refund after at least 21 days of filing online or six weeks of submitting your paper return is recommended (check out our list of IRS phone numbers that could get you help faster). According to the IRS, however, this will not expedite the processing of your return. “Where has my return gone?” will surely be a source of anxiety, but the real issue to be concerned about is refund theft. If it isn’t addressed right away, you might be looking at an even longer wait time.
One more thing to know about your tax refund
It’s actually something you’d like to avoid if at all possible. Although receiving a large cheque from the government may appear to be a pleasant surprise, all a tax refund indicates is that you have been overpaying your taxes all year and have been living on less of your salary than you should have been. For example, if you received a $3,000 tax refund, you have been foregoing $250 every month for the whole year. Could having an extra $250 per month have made a difference in paying the bills?
Got more tax refund questions? We have answers
One method is to increase your eligibility for tax deductions and tax credits. These opportunities may be quite beneficial if you understand what they are, how they operate, and how to go about pursuing them. In order to get you started, here is a list of 20 popular ones. However, be wary of large tax refunds. They are a direct result of overpaying your taxes during the year, which frequently occurs as a result of having an excessive amount of tax withdrawn from your paychecks. By modifying your Form W-4 at work, you may obtain that money in your hands right now (rather than having to wait until tax time).
- If you file IRS Form 8888 along with your tax return, you can even instruct the IRS to divide the money and deposit it into as many as three different investment accounts at the same time.
- If you file IRS Form 8888 along with your tax return, you can even instruct the IRS to divide the money and deposit it into as many as three different investment accounts at the same time.
- Please keep in mind that you will first need to open an IRA account.
Here’s how to go about that as well. If you’re late on your taxes, the Internal Revenue Service (IRS) will withhold the amount you owe from your federal income tax refund. You’ll get a letter from the IRS outlining the changes that were made.
- Federal rates range from $24.95 to $64.95. Simple returns are the only ones that are offered in the free version. State: $29.95 to $44.95
- All filers receive free live tax help from a tax professional
- Federal: $29.95 to $44.95
- $39 to $89. Federal: $39 to $89. Simple returns are the only ones that are offered in the free version. State: $39 per state
- TurboTax Live packages include an in-person consultation with a tax professional.
- Federal rates range from $29.99 to $84.99. Simple returns are the only ones that are offered in the free version. Each state costs $36.99 per year. The Online Assist add-on provides you with on-demand tax assistance.
Tax Refund Delay: What to Do and Who to Contact
It is possible that your tax refund will be delayed for a variety of reasons. It’s possible that your figures and those of your employer didn’t match. Alternatively, you may have mistakenly missed a line—or perhaps an entire form. Alternatively, it’s possible that you submitted a credit claim that the IRS is taking longer to review. This year, on the other hand, the most likely explanation for a delayed tax refund is that you filed a paper tax return instead. As a result of the COVID-19 outbreak, there was a further backlog of tax returns to deal with.
Of course, the reasons for a delayed tax refund that existed before to the coronavirus epidemic may still be relevant today.
Take the time to develop a complete financial strategy that goes beyond taxes and other financial obligations.
How Long It Takes the IRS to Process a Tax Refund
The Internal Revenue Service (IRS) typically issues a refund within 21 days of “accepting” a tax return. If you file your return electronically, the Internal Revenue Service (IRS) may take up to three days to process your return. If you want to ship your return, it may take an extra three weeks (the IRS has to manually enter your return into the system first). If you choose to receive your refund in the form of a check rather than a direct transfer, you should factor one additional week into your time estimate.
The Internal Revenue Service claimed it intended to issue more than 90 percent of refunds within 21 days of e-filing 2020 tax returns (which will be filed in 2021).
This was, of course, before the coronavirus epidemic struck and health regulations forced the closure of offices across the country, including the IRS.
According to the IRS, the typical tax return in 2020 will be $2,500.
Nevertheless, according to the National Taxpayer Advocate, the IRS finished the extended tax season with a “backlog of more than 35 million individual and business income tax returns that require manual processing,” which means that IRS employees must conduct an additional review before a refund can be processed.
For the sake of comparison, the tax season in 2021 began on February 12. This means that the earliest day taxpayers received a refund in the prior year was February 26 for direct deposits and March 5 for paper checks (see chart below).
How Can I Track My IRS Refund?
If you are still anticipating a tax return, you may use the IRS Where’s My Refund service to check on the status of your 2021 income tax refund. Taxpayers will be required to provide personal information such as their Social Security number or Individual Taxpayer Identification Number, as well as the status of their tax return and the amount of money they anticipate to receive as a refund. Taxpayers can also check on the status of their refunds using the IRS2Go smartphone application. You will also be able to make tax payments and receive free tax assistance using the app (as long as you qualify).
The IRS TREAS 449 indicates that your refund has been lowered in order to settle a tax liability with the government.
If a taxpayer fails to submit any needed forms or schedules, he or she may be compelled to file an amended return.
Reasons for a Tax Refund Delay
There is no one cause for a tax refund to be held up by the Internal Revenue Service. On the contrary, there are a variety of distinct conditions that might influence how long it takes you to get your refund from Uncle Sam. As an example, you may have made a mistake on your tax return, input the incorrect bank account information for the refund, filed your return too soon, or any number of other reasons. We’ve included numerous typical reasons why your tax return can be delayed in the section below.
You Claim Certain Credits
If you submit your tax return early and claim the earned income tax credit (EITC) or the extra child tax credit (ACTC), you will have to wait a little longer for your refund to be processed. According to the legislation, the Internal Revenue Service (IRS) must wait until February 15 before issuing refunds to individuals who claimed either of the two credits. President’s Day, as well as bank processing periods, might cause your refund to be delayed even longer. If the hold is placed on your application because you filed before the middle of February, there is no need to be concerned.
Alternatively, if you filed later than that, the IRS may have issues or request further information, in which case you should get a letter outlining what it required in order to proceed.
feature (available on the IRS website).
Filing Early or Late
Early filers may have to wait a long time for refunds to be processed. One explanation for this might be that the IRS is still in the midst of implementing adjustments to its procedures. Updated security measures or procedure improvements owing to changes in the tax code are examples of what may be included. If the IRS has to update or make modifications, it will most likely not do so until right before tax season. If you submit your taxes early in the tax season, your refund may be delayed as a result of the high volume of requests received by the IRS at this time.
Similarly, towards the end of tax season, the same is true. The vast majority of taxpayers either file as soon as they are able or wait until the last minute before the tax day deadline to do so. It will take some time to go through a large number of results.
New Security Measures
In today’s society, identity theft is a serious threat to people’s safety. The Internal Revenue Service maintains stringent security measures in order to fight the danger. Some security precautions will force the Internal Revenue Service to lengthen the time it takes to process tax returns (and refunds). If the Internal Revenue Service thinks that someone has attempted to steal your identity (by submitting a false tax return), your return may be delayed. You would then have to wait until the IRS has completed its investigation and has determined that you are who you claim to be before filing your tax return.
- This will cause a delay in the processing of your refund, but it is only a security measure.
- Because of the additional security measures, several state governments have also said that they will take longer to process tax returns in the future.
- For example, typically, Alabama has not begun giving refunds until the first week of March.
- If you’re looking for information on where your state return is, check out this post on where your state refund is.
You Filed a Paper Return
As previously stated, the Internal Revenue Service often takes longer to process paper returns than it does to process electronically submitted taxes. That means you will have to wait longer for your return—and considerably longer if you want your refund in the form of a check. If you file a paper return by certified mail, the Internal Revenue Service will take longer to complete your return and issue a refund. Speaking of paper returns, you will need to file any amended returns (1040X) as a paper return in order to be eligible for an extension.
Even if you file electronically, if you want to get your refund in the form of a physical check, you will have to wait a little longer.
As would cause your refund to be delayed in the same way that sending a refund to the incorrect bank account would cause it to be delayed.
Mistakes on Your Return
If you file an incomplete return, or if you make any mistakes on your tax return, the Internal Revenue Service will take longer to process your refund. Any possible reimbursement will be delayed as a result of this. Mistakes might include erroneous mathematical calculations or inaccurate personal data entry. With the help of a tax filing service, such as TurboTax, you can reduce the likelihood of mathematical mistakes on your tax return. The program will take care of the calculations for you.
- Consider the following scenario: you manually entered the information from your W-2.
- If there are any problems with your tax return, the IRS will notify you immediately.
- You may be able to avoid the hassle of having to file an updated return as a result of this.
- Consider the following scenario: you are filing a joint tax return with your spouse and you enter his or her Social Security number wrongly (SSN).
The remainder of the information on your return may be valid, but the IRS may not be able to verify it since the SSN of your spouse does not match the SSN on your return.
Incorrect Bank Info
The vast majority of taxpayers now get their refunds via direct deposit into their bank accounts. You should always double-check your account number and bank routing number after providing them. It is no one’s intention to lose out on a refund because it was sent to the incorrect bank account. If you made a mistake when entering your account information, there are a few options available. If you haven’t received your return from the IRS yet, you can request that they suspend the direct transfer.
- and 7 p.m.
- Alternatively, if the IRS has already delivered the payment, you will need to contact the banking institution to make arrangements.
- The Internal Revenue Service will subsequently give you a printed check for your refund.
- With Form 3911, you authorize the Internal Revenue Service to contact the financial institution on your behalf and seek to collect your refund.
- After the first trace is completed, banks have 90 days to reply to the Internal Revenue Service’s request for information.
- Your final option, if the bank does not reply, is to file a civil lawsuit against the financial institution and/or the owner of the account into which your return was placed.
You Have Outstanding Debt
The Internal Revenue Service (IRS) has the right to garnish your tax return if you owe certain types of obligations. Withholding your wages in order to use them for anything else is known as wage garnishment. The IRS will garnish your return for a variety of reasons, some of which are as follows:
- You owe money to the government for overdue taxes. It is possible that you have defaulted on a federal student loan. You owe money to the government for child support
- You and your spouse filed a joint tax return, and your spouse owes money.
In the event that the IRS withholds your refund, you will get a notification explaining why the IRS took this decision. If you believe you were not obligated to pay that obligation, you will need to file a dispute with the agency that received the money.
There are a variety of reasons why you could be experiencing a delay in receiving your tax return. Some of the explanations will not necessitate any more effort on your behalf. This is the case if you have claimed specific credits or if you have filed your tax return at specific periods. Filing a paper return and obtaining your refund in the form of a paper check will both drag down the process. Another explanation for the delay might be because you made a clerical error or missing information.
It is your responsibility to locate the money if you requested a direct deposit but gave inaccurate bank information to the financial institution. In any event, the IRS2Go app or internet tool is the most convenient method to check on the status of your return.
Tips for Making the Most of Your Refund
- Finding a quality financial advisor does not have to be a difficult endeavor. Your financial adviser links you with up to three other financial advisors in your region using SmartAsset’s free service, and you may interview your advisor matches at no cost to determine which one is the best fit for you. If you’re ready to locate a financial adviser who can assist you in achieving your financial objectives, get started right away. If you do not have any immediate bills to pay off, you may opt to deposit your refund directly into your bank account. Alternatively, you may hunt for a high-interest savings account. You may put your return toward retirement by obtaining the maximum interest rate available. Even if it doesn’t seem particularly enjoyable, it’s critical to guarantee that you can spend your golden years doing anything you like.
iStock/LPETTET, iStock/anyaberkut, and iStock/AntonioGuillem are credited with the images. Derek Silva, CEPF® (Certified Environmental Professional). Derrick Silva is on a mission to make personal finance more accessible to the general public. He contributes to SmartAsset by writing on a number of personal financial subjects and serving as a retirement and credit card specialist. A member of the Society for Advancing Business Editing and Writing, Derek also has the title of Certified Educator in Personal Finance® (CEPF®) and is an expert in personal finance.
Derek wants readers to take away from his work the following message: “Don’t forget that money is only a tool to help you achieve your objectives and live the lifestyle you choose.”
2021 IRS Tax Refund Schedule: When Will I Get My Tax Refund?
Tax season is dreaded by many individuals. You may, on the other hand, have something to look forward to if you are anticipating a tax refund. The IRS may be able to help you pay off some debt, construct an emergency fund using a high-interest savings account, or work with an investment and retirement counselor to set investing and retirement objectives if you have additional money coming your way. However, depending on how you file your taxes and how you receive your return, it may take up to three weeks for the majority of individuals to receive their tax refund.
When Will I Get My Tax Refund?
The Where’s My Return? function, available on the IRS website and the IRS2Go mobile app, allows you to check the status of your refund online. If you file your tax return online, you will be able to check on the status of your refund within 24 hours of submitting it. While mailing your tax return will expedite the process, you will have to wait at least four weeks before receiving any information on your tax refund. Remember that you may normally submit your taxes in January if you plan beforehand.
If you inadvertently input the erroneous Social Security number, you may receive an IRS Error Code 9001.
The majority of people get their refunds within 21 days after filing their tax returns.
Depending on how quickly you seek a refund, you may have to wait several weeks for your check to arrive. When you file your tax return, the chart below will give you an indication of how long you will have to wait before receiving your refund.
|Estimated Federal Tax Refund Schedule|
|Filing Method||E-File, Direct Deposit||Paper File, Direct Deposit||E-File, Check in Mail||Paper File, Check in Mail|
|Time from the day you file until you receive your refund||1-3 weeks||3 weeks||1 month||2 months|
Please keep in mind that these are only estimates. For the most part, depending on how you file, you should be able to anticipate to get your refund within these time frames. According to IRS statistics, filers typically get their refunds two weeks after their taxes have been accepted by the IRS for direct deposit and three weeks after e-filing for a paper check in the mail. What exactly is taking so long? If you have not received your refund within 21 days, it is possible that your tax return needs to be reviewed again.
- If the Internal Revenue Service (IRS) need extra information in order to process your return, it may send you instructions by mail.
- Tax returns filed by anyone who claimed those credits must be held by the Internal Revenue Service until February 15, according to the Protecting Americans from Tax Hikes (PATH) Act of 2015.
- tool and claiming one of those tax benefits may result in a PATH Act notification appearing on your screen.
- You should avoid contacting the IRS directly unless you were advised to do so by the Where’s My Refund?
What About My State Tax Refund?
Until now, everything we’ve discussed has been about federal tax refunds. In terms of tax refunds, each state operates in a somewhat different manner. If you submitted your state tax return electronically, you should expect to get your refund within 30 days after filing your return. If you submitted a paper tax return, it might take up to 12 weeks for your refund to be processed and received. For further information on the status of your refund, you should contact your state tax office or visit the Department of Revenue website for your state.
When Are Taxes Due?
The deadline to file your tax return and pay your tax bill is usually April 15th of each year. However, because of a legal holiday in Washington, D.C., taxes for the year 2021 must be submitted by April 18, 2022. Residents of Massachusetts and Maine have until April 19, 2022, to file a lawsuit against the state. If you find yourself still unable to make the tax filing due for the upcoming year, you can request for a six-month extension of the deadline. However, the sooner you file your tax return, the sooner you will receive your tax refund.
It is essential that you complete your tax return as soon as possible, review it for errors before submitting it, and file your tax return electronically if you want to get your refund as promptly as possible. You can request a paper check, but if your return is transferred immediately into your checking account, savings account, or individual retirement plan, you will get it much more quickly (IRA).
In case you’re concerned about the status of your tax return, don’t forget to utilize the IRS Where’s My Refund? tool to track down your refund status. It gives you up-to-the-minute information on the progress of your return.
Tips for Maximizing Your Tax Savings
- Finding a quality financial advisor does not have to be a difficult endeavor. Your financial adviser links you with up to three other financial advisors in your region using SmartAsset’s free service, and you may interview your advisor matches at no cost to determine which one is the best fit for you. If you’re ready to locate a financial adviser who can assist you in achieving your financial objectives, get started right away. When it comes to paying your taxes, using a tax filing service may make the process much simpler. They may relieve you of a lot of the stress and uncertainty associated with the procedure, allowing you to complete a more accurate tax return. They can also assist you in discovering tax deductions or exemptions that you may not have been aware of on your own. Among the most popular software options are Tax preparation services such as TurboTax and H R Block
- If you discover that you are receiving substantial tax refunds on a frequent basis, it is possible that you are paying too much in taxes in the first place. If this is the case, you may wish to make adjustments to the withholding amounts on your W-4 so that you may retain more money over the whole year. Even if large returns are thrilling, why give the IRS a free loan?
Photography by Juan Monino, Baltic Boy, and Anya Berkut (iStock.com/Juanmonino), with permission. Lauren Perez, CEPF®, is a certified environmental professional. Lauren Perez writes for SmartAsset on a range of personal financial subjects, with a particular focus on savings, banking, and credit cards. She has a bachelor’s degree in English and a master’s degree in finance. Ms. McKinney holds the designation of Certified Educator in Personal Finance® (CEPF®) as well as membership in the Society for Advancement of Business Editing and Writing (SABEW).
Her hometown is Los Angeles, and she was born and raised there.
With the hours of study Lauren puts in at SmartAsset, she is able to give suggestions to friends and family about credit cards and retirement accounts that they could find beneficial.
Tax return accepted? Here’s how to start tracking your refund
The IRS strongly advises submitting your return online and using direct deposit in order to get your refund as quickly as possible. Angela Lang is a contributor to CNET. The Internal Revenue Service is now processing tax returns for the year 2021, which means tax refunds will be sent to people who completed their forms correctly in the near future. Alternatively, if the IRS has already approved your return, you may watch the status of your tax refund so that you will know when you should anticipate your money to arrive.
- The IRS advocates filing electronically and setting up direct deposit this year because it can speed up the processing of your return, which can be delivered within 21 days if there are no problems.
- After you’ve submitted your tax return, you don’t have to sit around wondering what to do next.
- feature, as well as how to check your IRS account for any additional information you may need.
- This story is updated on a regular basis.
How long will it take to get my tax refund?
Tax refunds are typically sent within three weeks by the Internal Revenue Service, but some taxpayers may have to wait a little longer to get their cash. In the event that there are any mistakes, or if you made a claim for the earned income tax credit or the child tax credit, you may have to wait a long time. A problem with your return’s processing can be resolved “depending on how quickly and accurately you respond, as well as the ability of IRS staff who have been trained and who are working under social distancing requirements to complete the processing of your return,” according to the Internal Revenue Service website.
If you filed your tax return by mail, the Internal Revenue Service estimates that it will take between six and eight weeks for your tax refund to arrive once it has been processed.
This means that if it takes the IRS the full 21 days to issue your return check and your bank the full five days to post it, you might be out of pocket for a total of 26 days before receiving your refund.
What money will arrive with my tax refund this year?
This year, there are a number of items that may be added to your tax return to make it more valuable. As is customary, if you overpaid your taxes in 2021, you will receive a refund of the money you overpaid. Parental benefits may include the remainder of yourchild tax credit money, as well as repayment for any money you spent on child care-related expenditures over the previous year if you qualify. Also, if you haven’t received your third stimulus payment yet, you may be eligible to get it when you receive your tax return.
What could cause my tax refund to be delayed?
The following are some of the reasons why your income tax refund may be delayed:
- There are mistakes on your tax return
- It’s a work in progress
- It is suspected that your reimbursement is the result of identity theft or fraud. The earned income tax credit or the supplementary child tax credit was applied for on your behalf. Your return requires additional examination
- The injured spouse allocation form (Form 8379(PDF)) is included in your return, and it might take up to 14 weeks to be processed.
If the IRS determines that a necessary tax adjustment must be made to a recovery rebate credit, earned income tax credit, or extra child tax credit claimed on your return, the IRS will email you an explanation of the situation. If there is a problem that has to be resolved, the IRS will initially attempt to resolve it without contacting you for your permission. But if it need further information, it will write you a letter to tell you.
How to use the IRS Where’s My Refund? tool
An explanation from the IRS will be sent to you if the delay is caused by a necessary adjustment to a recovery rebate credit, earned income tax credit, or extra child tax credit that was claimed on your return. If there is a problem that has to be resolved, the IRS will initially attempt to resolve it without asking you for your permission to do so. The letter will be written if the company requires further information.
What do these IRS tax return statuses mean?
Both the IRS’s online and mobile tools (both the website and the mobile app) will display one of three messages to describe the status of your tax return.
- Received: The Internal Revenue Service has received and is working to process your tax return. When your return is approved, the IRS has processed your information and confirmed the amount of your refund, if you are due one. Sent: Your refund has been processed and is on its way to your bank, either as a direct deposit or as a printed check in the mail. (If you’ve moved, you can find out how to update your address on file here.)
Can I contact the IRS for additional help?
While you might try phoning the IRS to see whether your situation has changed, the agency’s live phone support is severely restricted. You should avoid filing a second tax return or contacting the Internal Revenue Service to inquire about the status of your return. For further information, the Internal Revenue Service directs visitors to theLet Us Help Youpage on its website. It also recommends that taxpayers seek in-person assistance from Taxpayer Assistance Centers. You can contact your local IRS office or call to schedule an appointment at 844-545-5640 to schedule an appointment.
Although the chances of receiving live help are minimal, the IRS recommends that you contact the agency directly only if it has been more than 21 days since you paid your taxes online or if the Where’s My Refundtool directs you to do so.
An IRS TREAS 310 transaction is listed on my bank statement. What does it mean?
If you get your tax return by direct deposit, the transaction may be identified as IRS TREAS 310 on your bank statement. It is sufficient to identify the transaction as a refund from a previously filed tax return in the form of an electronic payment by referring to the 310 code (direct deposit).
Tax refunds can also be found in the description section by searching forTAX REF. Seeing a 449 instead of a 310 indicates that your return has been reduced to account for past-due debt.
Why is my tax refund coming in the mail instead of by direct deposit?
There are a variety of reasons why you could get your refund in the mail. Your money can only be electronically placed into a bank account in your name, in the name of your spouse, or into a joint bank account with another person. If that is not the case, you may be receiving numerous refund checks, as the IRS can only direct deposit up to three refunds to a single account at any given time. Additional refunds must be mailed to the customer. Additionally, your bank may reject the deposit, in which case the IRS will use this as the next best option to refund your money as promptly as possible.
Sign into your IRS account to double-check that the agency has the necessary banking information on file, just in case anything goes wrong.