If you haven’t received your tax refund after at least 21 days of filing online or six weeks of mailing your paper return, go to a local IRS office or call the federal agency (check out our list of IRS phone numbers that could get you help faster).2
Why haven’t I received my tax refund yet?
- The reasons you haven’t gotten your tax refund might include your return has inaccurate information or was incomplete. You’re a victim of tax fraud, or your refund was sent to the wrong bank. You amended your return, or you claimed certain tax credits. Your refund has been offset to pay a debt.
Why have I not gotten my tax refund yet 2020?
There are many reasons your tax refund could be delayed. Perhaps your numbers and your employer’s numbers didn’t match. This year, however, the mostly likely reason your tax refund is delayed is that you filed a paper return. There was an additional backlog of tax returns created by the COVID-19 pandemic.
Why is my 2020 refund taking so long?
What’s Taking So Long? If you don’t receive your refund in 21 days, your tax return might need further review. This may happen if your return was incomplete or incorrect. You may also experience delays if you claimed the Earned Income Tax Credit or the Additional Child Tax Credit.
Are tax returns being delayed in 2020?
The IRS delayed the filing deadline in 2020 and 2021 due to the coronavirus pandemic. This year, there are no plans to do so, Treasury officials said on Monday. The Biden administration has requested more money for the IRS—much of it for enforcement but also some for service improvements and better technology.
Why is my refund taking so long?
Some tax returns take longer to process than others for many reasons, including when a return: Includes errors, such as incorrect Recovery Rebate Credit. Includes a claim filed for an Earned Income Tax Credit or an Additional Child Tax Credit.
Are tax refunds delayed 2021?
The Treasury Department warned this week that this year’s tax season will be a “frustrating” one, and that tax refunds will likely be delayed due to a massive backlog of unprocessed returns from 2021.
What is the longest time to wait for a tax refund?
If you file a complete and accurate paper tax return, your refund should be issued in about six to eight weeks from the date IRS receives your return. If you file your return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit.
Why is my refund stuck in processing?
There are many different reasons why your refund may have not been processed yet, but the most common include: Your tax return included errors. Your tax return is incomplete. This could mean that all of the necessary forms were not sent to the IRS for processing.
Why is the IRS taking so long this year?
In fact for the latest tax season, the IRS has already announced that there will likely be longer than usual tax refund payment delays due to staffing/budget constraints and the payment and processing of new stimulus payments and tax credits over the new year and existing tax code changes to combat the COVID pandemic
How long can the IRS hold your refund for review?
The IRS can go back through three years’ worth of returns or review up to six years if they find a serious error.
How long can the IRS hold your refund for Review 2020?
How long can IRS legally hold refund? There is no statutory limit. However, after 45 days from the filing deadline they must pay interest on the refund, and after six months you can sue them in the Court of Claims.
How long does your refund stay in processing?
When to expect your IRS refund About 90% of electronically filed tax returns are processed within 21 days. Paper returns are processed six to eight weeks after they arrive at the IRS. If you electronically file and provide bank account information to the IRS for direct deposit, you’ll see your refund the quickest.
Can I sue the IRS for holding my refund?
Generally, if you fully paid the tax and the IRS denies your tax refund claim, or if the IRS takes no action on the claim within six months, then you may file a refund suit. You can file a suit in a United States District Court or the United States Court of Federal Claims.
Tax Season Refund Frequently Asked Questions
The majority of refunds are processed in fewer than 21 calendar days. If your tax return requires further scrutiny, it is likely that it will take longer to complete. Where Has My Refund Gone? provides the most up-to-date information about your refund that is currently available For some 2020 tax returns that require review, such as those that contain incorrect Recovery Rebate Credit amounts or those that used 2019 income to calculate the Earned Income Tax Credit (EITC) and Additional Child Tax Credit, the Internal Revenue Service is taking more than 21 days to issue refunds (ACTC).
I’m counting on my refund for something important. Can I expect to receive it in 21 days?
Following the receipt of your return, a number of different circumstances might influence the timeliness of your reimbursement. Despite the fact that we provide the majority of refunds in less than 21 days, it is conceivable that your refund will take longer. Please bear in mind that your financial institution may require a period of time before crediting your account or mailing you a refund.
It’s been longer than 21 days since the IRS received my return and I haven’t gotten my refund. Why?
- It has flaws, such as an inaccurate Recovery Rebate Credit
- It is insufficient
- And it requires more examination in general. Has been a victim of identity theft or fraud
- Included is a claim for the Earned Income Tax Credit or the Additional Child Tax Credit that has been lodged. See the Q&A section below. In addition, there is Form 8379, Injured Spouse AllocationPDF, which might take up to 14 weeks to be processed.
For the most up-to-date information on IRS return processing during the COVID-19 epidemic, see theIRS Operations Status website (in English). When (or if) we require further information from you in order to process your refund, we will notify you by letter. As long as we’re still processing your return or making corrections to a mistake, neither Where’s My Reimbursement? nor our phone specialists will be able to offer you with an estimated refund date in advance. Please go to Where Has My Refund Gone?
I claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) on my tax return. When can I expect my refund?
According to the Protecting Americans from Tax Hikes (PATH) Act, the Internal Revenue Service is not permitted to provide EITC and ACTC refunds before the middle of the month. When taxpayers choose direct deposit and there are no additional concerns with their tax return, the IRS anticipates that most EITC/Additional CTC refunds will be available in their bank accounts or on their debit cards by March 1. Some taxpayers, on the other hand, may receive their refunds a few days early. Check Where’s My Refund to find out when you will receive your customised refund.
The IRS2Go smartphone app, as well as IRS.gov, continue to be the most convenient ways to check the status of a refund.
Will calling you help me get my refund any faster?
According to the Protecting Americans from Tax Hikes (PATH) Act, the Internal Revenue Service is not permitted to distribute EITC and ACTC refunds before the middle of March. When taxpayers choose direct deposit and there are no additional concerns with their tax return, the IRS expects the majority of EITC/Additional CTC refunds to be accessible in their bank accounts or on their debit cards by March 1. Individuals who have received their refunds earlier than expected may see their monies sooner.
My Refund Hasn’t Arrived Checking the status of a refund via IRS.gov or the IRS2Go mobile app continues to be the most efficient method. IRS.gov and the IRS2Go app will be updated by February 19 with expected deposit dates for the vast majority of early EITC and ACTC refund filers.
What information doesWhere’s My Refund?have?
Typically, we will provide you with information on the most recent tax year refund we have on file for you.
Can I use Where’s My Refund? to check the status of a refund on a prior year return.
Where Has My Refund Gone? will show you the current status of your most recently filed tax return during the previous two tax seasons.
When can I start checkingWhere’s My Refund?for my refund’s status?
My Refund Hasn’t Arrived the status of your most recent tax return during the last two fiscal years will be displayed on the screen
WillWhere’s My Refund?show me when I’ll receive my refund?
Where Has My Refund Gone? After we have processed your return and approved your reimbursement, we will contact you to set up a specific day for you.
Will ordering a transcript help me find out when I’ll get my refund?
A tax transcript will not assist you in determining when you will get your refund. There is no guarantee that the information transcripts have about your account will accurately reflect the amount or timeliness of your refund. They are ideally suited for verifying prior income and tax filing status for mortgage, student, and small business loan applications, as well as for assisting with tax preparation and production of tax returns.
I’m a nonresident alien. I don’t have to pay U.S. federal income tax. How do I claim a refund for federal taxes withheld on income from a U.S. source? When can I expect to receive my refund?
Nonresident aliens who receive income from a source in the United States must disclose the necessary income and withholding amounts on Form 1040-NR, U.S. Nonresident Alien Income Tax ReturnPDF in order to be eligible for a refund of federal taxes withheld on such income. When you submit your Form 1040NR, you must include any supporting documentation that demonstrates your income and withholding levels. To complete a 1040NR return, we require more than 21 days of processing time. Please anticipate up to 6 months for your refund to be processed from the date you filed your 1040NR.
How will I know you’re processing my tax return?
Obtaining a refund of federal taxes withheld from income derived from a source in the United States requires a nonresident alien to file Form 1040-NR, U.S. Nonresident Alien Income Tax ReturnPDF with the Internal Revenue Service. When you complete your Form 1040NR, you must include any supporting documentation that substantiates your income and withholdings. In order to process a 1040NR return, we require more than 21 days. To get your refund, please allow up to 6 months from the date on which you completed Form 1040NR.
What is happening whenWhere’s My Refund?shows my tax return status as received?
We have received and are currently processing your tax return.
What is happening whenWhere’s My Refund?shows my refund’s status as approved?
We’ve authorized your request for a refund. Currently, we are prepared to issue a refund through your bank or straight to you through the mail. This status will inform you as to when we will transfer the funds back to your bank account (if you selected the direct deposit option). You should check with your bank about your refund 5 days after we’ve issued it because banks differ in how and when they credit monies to accounts. If you get a refund cheque in the mail, please allow several weeks for it to arrive.
How long will it take for my status to change from return received to refund approved?
It can take a few days in certain cases, but it could take longer.
DoesWhere’s My Refund?always display my refund status showing the different stages of return received, refund approved and refund sent?
No, this is not always the case. Instead, when we are still examining your return, it may offer instructions or an explanation of what we are doing, depending on the circumstances.
DoesWhere’s My Refund?update often?
Once a day, generally at night, for 30 minutes. There is no need to check any more frequently.
WillWhere’s My Refund?give me my amended return’s status?
No, it will not provide you with information on revised tax returns.
What happened to my Amended Return? can provide you with information on the current status of your amended return. The status of your modified return may only be researched by our phone and walk-in staff if it has been 16 weeks or more since you submitted it in.
I requested a direct deposit refund. Why are you mailing it to me as a paper check?
- We can only deposit refunds into accounts in your own name, the name of your spouse, or the name of a joint account
- Otherwise, we cannot repay you. A direct deposit may be rejected by a banking institution. The amount of electronic refunds that can be deposited into a single bank account is limited to three
Why is my refund different than the amount on the tax return I filed?
It is possible that all or part of your return was utilized (offset) to pay down past-due federal tax, state income tax, state unemployment compensation obligations, child support, spousal support, or other federal nontax debts, such as student loan debt. If you believe you may be entitled to an offset, or if you have any questions concerning an offset, you should contact the collection agency to which you owe the amount. We may have also adjusted the amount of your refund as a result of the modifications we made to your tax return.
You’ll receive a notification informing you of the changes.
page will show the reasons for the refund offset.
What should I do when the refund I receive is not from my tax account?
We ask that you refrain from cashing the refund cheque or spending the direct deposit return. Return the money to us in its original form. Tax Topic 161, Returning an Erroneous Refund — Paper Check or Direct Deposit, explains how to return an incorrect refund. gives further information about what to do
Where’s My Refund? Check the Status of My Tax Return
Tax refunds worth millions of dollars are not provided or claimed by the Internal Revenue Service (IRS) every year, according to the IRS.
Undelivered Federal Tax Refund Checks
Refund cheques are mailed to the last known address associated with your account. In the event that you relocate without alerting either the IRS or the United States Postal Service (USPS), your refund check may be returned to the IRS. If you were anticipating a federal tax return but did not get one, you may look on your refund status on the IRS’Where’s My Refundpage. You’ll need to input your Social Security number, filing status, and the exact total dollar amount of your refund to be able to get your refund.
You can also contact the Internal Revenue Service to inquire about the status of your refund.
Using the automated phone system, on the other hand, will save you from having to wait.
If you relocate, you must file aChange of Address – Form 8822with the Internal Revenue Service; you should also file aChange of Addresswith the United States Postal Service.
Unclaimed Federal Tax Refunds
If you are qualified for a federal tax refund but do not submit a return, your refund will be forfeited and you will not get it. Even though you are not obliged to submit a return, it may be beneficial for you to do so if any of the following apply:
- You are eligible to receive the Earned Income Tax Credit (EITC).
It’s possible that you didn’t file a tax return because your earnings were below the threshold for filing.
However, if you file your return within three years of the filing date, you will be eligible for a refund.
State Refund Checks
The fact that your salaries were below the minimum required to submit a tax return might explain why you didn’t file. To receive your refund, however, you must file your tax return within three years of the filing date.
7 Reasons You Haven’t Received Your Tax Refund
You’re undoubtedly wondering how quickly your tax return will come once you’ve filed for the year – especially if you have big plans for it. Generally speaking, according to the Internal Revenue Service (IRS), nine out of ten taxpayers who file online may expect to get their refunds within 21 days. But what happens if that amount of time has passed and your refund is still nowhere to be found? Here’s what you need to know and do to be prepared.
- According to the Internal Revenue Service (IRS), taxpayers who file their returns electronically may expect to get their refunds within 21 days. Where’s My Refund? is a page maintained by the Internal Revenue Service that allows you to track the progress of your refund. Identity theft and tax fraud are two examples of situations in which you may not have received your refund due to simple math mistakes on your tax return. Alternatively, it might just indicate an abnormally large amount of processing at the IRS.
First, Check Your Refund Status Online
If you’re wondering where your return has gone, you may start by visiting the IRS’s Where’s My Refund? page to see if it has arrived yet. According to the IRS, you will need the following items in order to do so:
- Starting with the Where’s My Return? page on the IRS’s website, you may determine whether or not your refund has arrived. According to the IRS, you will need the following items to complete this task:
You may check your refund status by clicking on the Check My Refund Status button, entering the necessary information, and receiving results. Unfortunately, this tool does not give a great deal of information on the reasons for your money being delayed. It may suggest you to contact the Internal Revenue Service, from which you should be able to obtain further information. However, the IRS advises against calling until one of the following two conditions is met:
- It’s been at least 21 days since you e-filed
- The Where’s My Refund? page hasn’t shown yet. The IRS should be contacted, according to an internet tool.
7 Reasons for a Late Tax Refund
There are a variety of factors that might delay the processing and receipt of your tax refund. As an example, if you filed your tax return too early or waited until the last minute, your refund might be delayed. Suppose you tried to submit your return in January and there was a last-minute change to the tax law that resulted in a mistake on your return that delayed down the processing of your return. Similar to this, waiting until the very last minute to file your return may result in a lengthier wait for your refund if the IRS is experiencing a backlog due to an unusually large number of returns being processed at once.
The quickest way to make a claim and receive your refund is to do so electronically using the internet.
1. Your tax return contains inaccurate information
Numerical errors or other issues on your tax return might cause your refund to be processed more slowly. When an issue is identified, your return is flagged for human review, which means that an IRS employee will have to go through it one more time to determine where the problem occurred. This can cause the processing time to be extended by several days or even weeks.
2. Your return is incomplete
In addition, filing an incomplete return may result in an IRS review, which may result in a lengthier wait time for your refund. For example, if you submitted a paper return and forgot to include a critical piece of information, such as your Social Security number, or if you omitted to sign your tax papers, the IRS will not process your return until those items are crossed off the list.
3. You’re a victim of tax fraud
Persons who use your personal information to file a fake tax return and claim a refund in your name are known as tax fraudsters. The Internal Revenue Service (IRS) found more than 450,000 bogus refund claims for the 2020 tax-filing season, with more than 44,000 of them being linked to identity theft.
If you believe you are a victim of tax-related identity theft, you can file a complaint with the Internal Revenue Service (IRS) and the Federal Trade Commission (FTC).
4. Your refund was sent to the wrong bank
The quickest method to receive your refund is to file your return electronically. This is especially true if you’re utilizing direct deposit to receive your refund. That, of course, implies that you provide the correct account numbers for your financial institution. If you made a clerical error and entered the wrong routing or account number, your money may be transferred to someone else’s account. If your refund is mistakenly deposited into someone else’s bank account, you will need to contact the bank directly in order to recover your funds.
5. You claimed certain tax credits
Tax credits are reductions in your tax liabilities that are equal to the amount of the credit received. Certain tax credits, such as the earned income credit (EIC) and the extra child tax credit, are frequently scrutinized by the Internal Revenue Service (IRS) because persons falsely claim these benefits. The fact that you claimed either credit might be the reason why your refund hasn’t yet been processed and sent.
6. You amended your return
The process of amending a tax return can also be time-consuming. The Internal Revenue Service (IRS) revised the regulations in 2020 to allow for the electronic submission of updated returns, albeit this change only applies to returns filed in 2019, 2020, and 2021. In order to alter an earlier tax return, you must send it in by postal mail. In such case, it might take up to three weeks for it to appear in the IRS system and another 16 weeks for it to be processed, resulting in a refund that could take several months to arrive.
7. Your refund has been offset to pay a debt
If you owe certain obligations, such as unpaid child support, unpaid state taxes, or outstanding federal student loans, the Internal Revenue Service (IRS) may deduct the amount owing from your return. A note from the Bureau of the Fiscal Service of the United States Department of Treasury will inform you as to why your refund has been offset and which government agency is due money as a result of this action. You have the right to file a dispute with the agency that processed your return if you believe you owe money.
In addition to the seven factors outlined above, the impact of the COVID-19 pandemic has been a significant factor in the longer processing times seen during the first quarter of 2020. Particularly if a taxpayer submitted a paper return, the processing time may be longer as a result of the pandemic’s impact on personnel levels. “Due to a shortage of employees, the Internal Revenue Service is experiencing delays in processing paper tax returns,” the IRS stated in July 2020. As a result, refunds are being processed more slowly.
According to the Internal Revenue Service (IRS), 90 percent of taxpayers who submit their returns online will get their refunds within 21 days after filing their returns. Having said that, a large number of refunds can be delayed for an extended period of time, sometimes dramatically. Due to a lack of sufficient manpower, COVID-19 has produced a considerable backlog for 2020 results.
What Are the Most Common Reasons for Delay?
When a tax return is incomplete or inaccurate, it may be necessary to file an amended return. Other reasons for a tax refund delay include tax fraud, claiming tax credits, owing certain debts for which the government may take part or all of your refund, and sending your refund to the wrong bank because you entered the wrong routing number on your return.
How Do I Check My Refund Status?
The Internal Revenue Service (IRS) has a Where’s My Refund? page on its website. Go to this website and enter your Social Security number (SSN) or individual taxpayer identification number (ITIN), filing status, and precise amount of your refund to receive an update on where your refund is in the pipeline.
The Bottom Line
The reasons listed above are some of the most prevalent causes of a delayed refund. A refund might also be delayed if the package is misplaced in the mail. Another risk is that your reimbursement will be taken from your mailbox without your knowledge. And a government shutdown, such as the one that occurred in January 2019, might result in a lengthier wait time for your return to be completed and your refund to be processed and mailed to you. If the Where’s My Refund? tool is unable to provide you with any answers, you can seek assistance from your local IRS office.
Filed your taxes? How to check your income tax refund status
The IRS strongly advises submitting your return online and using direct deposit in order to get your refund as quickly as possible. Angela Lang is a contributor to CNET. Now that the Internal Revenue Service is processing tax returns for the year 2021, tax refunds should be arriving in the mail shortly for individuals who submitted their forms correctly. However, how will you know when your money will be sent to you? Using IRS software, you can keep track of the status of your tax refund. Because of the COVID-19 epidemic, the Internal Revenue Service expects to see a significant increase in the number of tax returns it processes this year.
“Filing a paper tax return this year will result in a prolonged refund delay,” IRS Commissioner Chuck Rettig stated in a statement issued on January 24.
We’ll go through how to monitor your return online using the Where’s My Refund?
Find out how to set up an online IRS account, how to claim the remainder of your child tax credit money, how to file your taxes for free, and the ten tax changes that might affect the size of your return this year in our tax information section. This story is updated on a regular basis.
How long will it take for my tax refund to arrive?
Tax refunds are typically sent within three weeks by the Internal Revenue Service, but some taxpayers may have to wait a little longer to get their cash. In the event that there are any mistakes, or if you made a claim for the earned income tax credit or the child tax credit, you may have to wait a long time. A problem with your return’s processing can be resolved “depending on how quickly and accurately you respond, as well as the ability of IRS staff who have been trained and who are working under social distancing requirements to complete the processing of your return,” according to the Internal Revenue Service website.
If you filed your tax return by mail, the Internal Revenue Service estimates that it will take between six and eight weeks for your tax refund to arrive once it has been processed.
This means that if it takes the IRS the full 21 days to issue your return check and your bank the full five days to post it, you might be out of pocket for a total of 26 days before receiving your refund.
What money will be included with my tax refund this year?
This year, there are a number of items that may be added to your tax return to make it more valuable. As is customary, if you overpaid your taxes in 2021, you will receive a refund of the money you overpaid. Parental benefits may include the remainder of yourchild tax credit money, as well as repayment for any money you spent on child care-related expenditures over the previous year if you qualify. Also, if you haven’t received your third stimulus payment yet, you may be eligible to get it when you receive your tax return.
Why could my tax refund be delayed?
The following are some of the reasons why your income tax refund may be delayed:
- There are mistakes on your tax return
- It’s a work in progress
- It is suspected that your reimbursement is the result of identity theft or fraud. The earned income tax credit or the supplementary child tax credit was applied for on your behalf. Your return requires additional examination
- The injured spouse allocation form (Form 8379(PDF)) is included in your return, and it might take up to 14 weeks to be processed.
If the IRS determines that a necessary tax adjustment must be made to a recovery rebate credit, earned income tax credit, or extra child tax credit claimed on your return, the IRS will email you an explanation of the situation. If there is a problem that has to be resolved, the IRS will initially attempt to resolve it without contacting you for your permission. But if it need further information, it will write you a letter to tell you.
How to use the Where’s My Refund? tool
The IRS tracker tools require you to enter some personal information, including your Social Security number or Individual Taxpayer Identification Number, your filing status (single, married, head of household), and the amount of the refund in whole dollars that you can find on your tax return in order to check on the status of your 2021 income tax refund. Ensure that at least 24 hours have passed (or up to four weeks if you returned your item through mail) before beginning the refund tracking process.
- directs you to theGet Refund Statuspage where you may fill up your personal information before pressing the Submit button.
- If this is the case, you may be required to validate your personal tax information and try again.
- The Internal Revenue Service now provides a smartphone app, called IRS2Go, that allows you to monitor the status of your tax refund.
- Whether or not your return has been received, authorized, and dispatched will be visible to you.
- This tool is updated overnight by the IRS, so if you don’t see a change in your status after 24 hours or longer, check again the following day.
- In order to find out where your tax refund is, go to Where’s My Refund?
- If you are seeking for information on earlier years’ returns, go to yourIRS online account for further information.
The IRS2Go smartphone app allows you to check on the status of your refund. CNET image courtesy of James Martin
What do these IRS tax refund statuses mean?
Both the IRS’s online and mobile tools (both the website and the mobile app) will display one of three messages to describe the status of your tax return.
- Received: The Internal Revenue Service has received and is working to process your tax return. When your return is approved, the IRS has processed your information and confirmed the amount of your refund, if you are due one. Sent: Your refund has been processed and is on its way to your bank, either as a direct deposit or as a printed check in the mail. (If you’ve moved, you can find out how to update your address on file here.)
Can I contact the IRS for more help?
While you might try phoning the IRS to see whether your situation has changed, the agency’s live phone support is severely restricted. You should avoid filing a second tax return or contacting the Internal Revenue Service to inquire about the status of your return. For further information, the Internal Revenue Service directs visitors to theLet Us Help Youpage on its website. It also recommends that taxpayers seek in-person assistance from Taxpayer Assistance Centers. You can contact your local IRS office or call to schedule an appointment at 844-545-5640 to schedule an appointment.
Although the chances of receiving live help are minimal, the IRS recommends that you contact the agency directly only if it has been more than 21 days since you paid your taxes online or if the Where’s My Refundtool directs you to do so.
I see an IRS TREAS 310 transaction on my bank statement. What does it mean?
While you might try phoning the IRS to see whether you are in compliance, the agency’s live phone support is severely restricted. File a second tax return and do not call the IRS to inquire about the status of your first return. For further information, the Internal Revenue Service directs visitors to theLet Us Help Youpage on its website. A Taxpayer Assistance Center is also recommended to taxpayers who need in-person assistance. Please contact your local IRS office or call 844-545-5640 to schedule an appointment.
Although the chances of receiving live assistance are minimal, the IRS recommends calling the agency directly only if it has been more than 21 days after you paid your taxes online or if the Where’s My Refundtool directs you to do so.
Why would my tax refund come in the mail instead of direct deposit?
There are a variety of reasons why you could get your refund in the mail. Your money can only be electronically placed into a bank account in your name, in the name of your spouse, or into a joint bank account with another person. If that is not the case, you may be receiving numerous refund checks, as the IRS can only direct deposit up to three refunds to a single account at any given time. Additional refunds must be mailed to the customer. Additionally, your bank may reject the deposit, in which case the IRS will use this as the next best option to refund your money as promptly as possible.
Sign into your IRS account to double-check that the agency has the necessary banking information on file, just in case anything goes wrong. Learn how to use smart gadgets and the internet more effectively with our amusing and innovative how-to videos.
What do do if you still haven’t received your tax refund
(Photo courtesy of Shutterstock.) In a typical year, the majority of Americans anticipate receiving their tax refunds fast, often within a few weeks after completing their taxes with the government. However, because of processing delays caused by COVID-19, many people are having to wait considerably longer. According to the IRS, the vast majority of refunds are still processed within 21 calendar days. So, what happens if you haven’t gotten your tax refund by the deadline? Here’s why yours might not have come yet, and what you can do to remedy the situation.
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Your return hasn’t been processed
There have been delays in processing returns during the whole tax season, but there are a few circumstances that are creating significant delays for particular taxpayers:
- You choose to send your tax return rather than file it electronically
- There are issues on your return, such as an erroneous Recovery Rebate Credit. Your response has been received in part but not entirely
- The Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) was lodged on your behalf
- You submitted Form 8379, Injured Spouse Allocation
- However, the form was not accepted. In the event that you are a victim of identity theft or fraud, Additional IRS scrutiny of your return is required.
If the Internal Revenue Service contacts you (which they will only do by letter) and requests clarification or more information, replying in a timely manner may assist in moving your return forward more quickly.
Your refund has been delayed, lost or issued incorrectly
While it is possible that your return has been completed, there are a number of reasons why your refund has not yet been received. For those who choose paper checks over direct deposit, it is conceivable that your check was misplaced in the mail or stolen. if you were anticipating your refund to be deposited into your bank account, it’s likely that the account information on your return was entered improperly on your behalf. Another sad possibility is tax return preparer fraud, which occurs when the individual you hired to do your taxes alters your return after you have authorized and signed it in order to transfer cash to a different account than the one you originally picked to receive your refund.
You may also obtain a transcript of your tax account to ensure that the information on it corresponds to the information on the return you signed.
How to check your return and refund status
The Where’s My Refund? function on IRS.gov is the sole way to find down the status of your tax return and refund. You can contact the IRS Tax Help Line at 800-829-1040, but if your return is currently active on Where’s My Refund?, you will not be able to do so. It is doubtful that you will receive any extra information that is not already available online. Within 24 hours of submitting your electronic return or within four weeks of sending your paper return, you should be able to view the status of your return.
You will also be able to see when the money are anticipated to be disbursed, and the status of your refund will change to “sent” after it has been processed.
What is IRS TREAS 310?
If you see the IRS TREAS 310 on your bank statement, this is the amount of your tax refund that has been processed. In addition, if you received an adjustment or credit on your tax return as a result of stimulus legislation, you may notice this code.
What to do if you haven’t received your refund (and need it)
Once again, there isn’t much that can be done to expedite the processing of your return and the payment of your refund if there isn’t a specific problem with your return or evidence of fraud on your part. If the IRS requests more information from you in order to process your return, please submit it as soon as possible. If you accidentally provided the incorrect bank account information for direct deposit, you can call your bank to try to resolve the situation as soon as possible. If this doesn’t work out, you can submit Form 3911 with the Internal Revenue Service for assistance.
If you have reason to believe that your paper check has been lost or stolen, you can initiate an IRS trace.
You’ll be required to submit a police report as well as supply the Internal Revenue Service with a number of papers.
- Unless you have particular issues with your return or proof of fraud, there isn’t much that can be done to expedite the processing of your return and the payment of your refund. As soon as you learn that the IRS need more information in order to process your return, promptly supply it. For direct deposit, if you accidentally input the erroneous bank account information, you can contact your financial institution to try to resolve the problem. When everything else fails, you can submit Form 3911 with the Internal Revenue Service (IRS) to get help. You cannot compel your bank to transfer or refund money, however, because this is against IRS regulations. Start an IRS tracing if you have reason to believe that your paper check has been misplaced or stolen. It might take a long time to get your position back on track if a tax return preparer commits fraud. You’ll be required to submit a police report as well as supply the Internal Revenue Service with a number of supporting documentation. In the end, if you are enduring financial hardship as a result of your return’s processing delay, you may be eligible to request that the Internal Revenue Service accelerate your refund.
Emily Long is a freelance writer located in Utah who writes for Tom’s Guide on topics such as consumer electronics, privacy, and personal finance. She has been reporting and writing for almost ten years, and her work has featured in a variety of publications, including Wirecutter, Lifehacker, NBC BETTER, and CN Traveler. In her spare time, you can find her trail running, teaching and practicing yoga, or studying for a master’s degree – all of which are powered by coffee, of course.
”I am needing the money right now to pay on my mortgage”: Taxpayers still waiting for 2020 refund
RALEIGH, N.C. (WTVD) – The city of Raleigh is preparing for a blizzard. With fewer than two months remaining in the year 2021, 9 million individuals are still waiting for their federal income tax refunds from the previous year, according to the IRS. “I haven’t heard anything yet,” said Anthony Knight, a resident of Raleigh. He has documentation proving that he filed his taxes in March of this year and has been waiting for his almost $8,000 return since then. Then he went on to say, “It’s the most aggravating thing in the world right now.” He claims to have phoned the Internal Revenue Service dozens of times for an update.
- Mary Tuck, a Roxboro resident, is also still waiting for her reimbursement from the year 2020.
- She is also battling cancer at the same time that she is suing the IRS for answers.
- Returns are being delayed when an error or inaccurate information is entered on a return, according to CPA Aradhana Aggarwal, who has her office in Durham.
- “Once the snag is established, the IRS is now so backlogged that everything takes an inordinate amount of time,” Aggarwal explained.
- Throughout the past year, ABC11 has reported the difficulties the Internal Revenue Service is experiencing in processing 2020 tax returns.
- The Internal Revenue Service worked hard over the last year to reduce the backlog, but it has not accomplished its goal.
In my experience, folks have been waiting for as long as five or six months, despite the fact that their returns were submitted electronically and that the usual processing period is still 21 days.” Aggarwal stated that retroactive laws, such as exempting up to $10,200 in unemployment benefits from taxation, as well as new IRS rules, were detrimental to the processing time.
- Some of the modifications are temporary, while others are permanent, but because of the numerous changes that have occurred, it has been extremely difficult for the IRS to keep up “” she explained.
- According to the government, it is having to rectify much more errors than in past years, and refunds for returns that require modification might take up to four months to process.
- The Internal Revenue Service (IRS) posted on the internet, “Tax returns are examined and processed according to the sequence in which they are received.
- If we can resolve the situation without contacting you, we will do so.
Your response time and accuracy, as well as the ability of IRS staff who have been trained in social distancing requirements to complete your return processing, will determine how long it will take to resolve these issues, which could range from 90 to 120 days “There are several reasons why your tax return may take longer to process:
- It is necessary to correct the amount of the Recovery Rebate Credit
- Is insufficient
- Has been compromised by identity theft or fraud
- A claim for an Earned Income Tax Credit or an Additional Child Tax Credit that is based on income from the current year is included. The package also contains Form 8379, Injured Spouse Allocation, which might take up to 14 weeks to be processed. In general, it is necessary to do more research.
THE STEPS TO TAKE IN ORDER TO RECEIVE YOUR REFUND If you haven’t received your tax return yet, you may check the progress of your application online at What Happened to My Refund? Alternatively, you may access your account online by clicking here. After filing online and receiving an acknowledgement, the IRS stated that you are not required to take any additional action beyond responding quickly to any requests for information that may be sent your way. You may check Where’s My Refund to see whether the IRS has received your paper return and if it says the IRS is processing or reviewing your return.
- According to the IRS, there is no need to submit a second tax return.
- While it may be difficult to get through, dialing first thing in the morning may be more successful because wait times are often less.
- to 7 p.m.
- WTVD-TV retains ownership of the copyright until 2022.
Why is My Tax Refund Delayed?
For the vast majority of people, their tax refund will be the most important money they get throughout the year – and they will rely on it. The Internal Revenue Service understands how important your refund is to you. It takes pleasure in paying out the majority of refunds within 21 days of receiving the request. What happens, though, if your tax refund is delayed? ” Where has my refund gone?” is a question we are asked a lot here at H R Block. In addition, this essay will explain why you may be receiving a delayed tax refund.
- Sought a Recovery Rebate Credit, but the amount you claimed does not match the amount of credit that the IRS determines you are entitled to
- The use of the lookback rule in order to utilize your prior-year earned income in order to compute your Earned Income Tax Credit (EITC) or your Additional Child Tax Credit
If your return fits these requirements, the Internal Revenue Service will personally analyze it, and it may take an additional 90 to 120 days before you get your tax refund. The Internal Revenue Service recommends that you continue to visit theWhere’s My Refundsite for any changes. Additional information is available on the Internal Revenue Service’s website. The IRS and the United States Congress are concerned about the speed with which refunds are issued. When the IRS sends refunds rapidly, there isn’t always enough time to double-check that the returns are correct.
EITC/ACTC Tax Refunds Delayed Until Late February
That’s why, beginning with the 2017 tax season, Congress provided the Internal Revenue Service (IRS) greater powers to scrutinize returns. To be more specific, Congress:
- The deadline for employers to return Forms W-2, which reflect taxpayers’ salary and the amount of income tax withholding they paid, as well as Forms 1099, which disclose payments made to independent contractors, has been extended. Late refunds including the earned income credit (EIC) and/or the supplementary child tax credit must be received before the deadline of January 31. (ACTC). It is possible that the IRS will not be able to distribute these refunds before February 15, but the IRS has stated that you should receive your return by the first week of March.
With the implementation of both new standards, the Internal Revenue Service will have the information and time it requires to investigate more returns before providing refunds for the first time. The IRS, on the other hand, is not new to the practice of scrutinizing and delaying returns.
In reality, various IRS compliance programs deduct or delay refunds for millions of taxpayers each year as a result of noncompliance with the law. Some of the reasons why your tax refund may be delayed include the following:
Reason1 – IRS Taking Your Refund
When the Internal Revenue Service issues refunds, it mostly takes or decreases (offsets) payments when taxpayers owe money to the government. The following are the two most prevalent scenarios:
You owe federal taxes, and you haven’t paid:
If the Internal Revenue Service uses your refund to pay back federal taxes you owe, you’ll find out about it a few weeks after you complete your tax return. You’ll receive IRS notice CP49, Overpayment Applied to Taxes Owed, informing you of this. For those who disagree with the IRS’s assessment of their debt, their sole recourse is to file an updated return to remedy the error or fight any additional taxes the IRS has assessed against them in error (like a tax bill from anauditor anunderreporting notice).
You owe other debts, and you haven’t paid:
In accordance with the Treasury Offset Program (TOP), the IRS may deduct or decrease your refund if you owe other forms of obligations, including non-tax debts, such as those listed below.
- Child support that is past due
- Payments to other federal agencies
- State taxes
- And unemployment compensation repayments
The Internal Revenue Service (IRS) is unable to address questions or resolve disputes about TOP debts. Taxpayers who have questions may contact TOP at (800) 304-3107. Spouses who are not responsible for the accident might get a portion of the reimbursement. If you filed jointly with your spouse and the IRS withdrew your whole refund to pay for your spouse’s debts, you may be able to recover your half of the refund if you file separately. Fill out Form 8379, Injured Spouse Allocation, to file a claim on behalf of your injured spouse.
Reason2 – IRS Holding Your Refund
In a variety of circumstances, the IRS may withhold your refund and require further information from you. This does not necessarily imply that you are being audited, but it may indicate that you are if you do not respond with all of the required information before the deadline. The following are six of the most prevalent instances in which the IRS might place a hold on your tax return:
You mailed in your return, and the IRS flagged a “math error”:
When taxpayers submit their returns electronically, the e-file procedure detects and rejects many of the mistakes that they make on their returns at the time of filing. If you mail your return instead of e-filing it, the Internal Revenue Service is more likely to discover an error after the fact, according to the IRS. The Internal Revenue Service refers to most of these blunders as “math errors,” although they are not confined to arithmetic errors. If your Social Security Number (SSN) or the information about your dependents does not match the information on file with the IRS, the IRS may be able to modify any relevant deductions or credits (like the deduction for your dependent, the EITC or the child and dependent care credit).
If the IRS makes a modification to your return, you’ll get a letter (often IRS notice CP21) informing you of the change and requiring you to fix the problem within 60 days.
If you fail to give sufficient explanation and facts, the IRS’s decision is conclusive. You would then need to revise your tax return and follow up with the IRS in order to receive your refund at that time.
The IRS suspects identity theft:
Identity theft filters used by the IRS can cause tax returns and tax refunds to be delayed until people prove their identities. If this occurs, you will often get IRS Letter 5071, in which you will be asked to authenticate your identification. If you want to verify your identity until the Internal Revenue Service (IRS) reinstates its online identity verification process, you can do so by providing the IRS Taxpayer Protection Program unit with information from your previous year’s return, your current-year return, as well as your current-year Forms W-2 and 1099.
The IRS is challenging tax credit(s) you claimed:
It is possible that the IRS will delay your refund and ask for additional information if it determines that you are not eligible to claim any of the following credits: Earned Income Tax Credit (EITC), American Opportunity Tax Credit (ACTC), advanced payments of the premium tax credit, or American Opportunity Tax Credit. Technically, this is a tax-related audit by the IRS. If the Internal Revenue Service contests your EITC claim, you’ll often get Letter CP75, in which the IRS will request documentation that you qualify for the EITC.
Discover how to deal with an IRS audit.
The IRS identified potential ACA health insurance issues:
It has only been a few years since the implementation of the Affordable Care Act’s requirement that taxpayers obtain health insurance coverage, as well as the launch of the health insurance marketplaces, through which taxpayers can purchase insurance and receive tax credits to help them afford premiums. From 2017 forward, the Internal Revenue Service began collecting millions of information statements pertaining to taxpayers’ health insurance coverage (Forms 1095-A, 10-B, and 10-C), as well as information about any tax credits they may have been eligible to receive.
If your return contains discrepancies or omits a reconciliation of the advance payments of the premium tax credit, the Internal Revenue Service (IRS) may contact you for additional information to process your return (Letter 12C), or it may initiate an audit to assess penalties for failing to maintain the minimum required insurance coverage.
You need to file an old return:
When the Internal Revenue Service pursues previous tax returns, the IRS has the authority to hold any refunds you may be entitled until the old return is filed.
The only method to resolve this situation and receive your refund is to file the overdue tax return. If you owe taxes on your previous year’s return, the Internal Revenue Service will deduct that amount from your current-year refund. Learn how to deal with past-due tax returns.
You’re under audit from an earlier year:
When the Internal Revenue Service pursues previous tax returns, the IRS has the authority to hold any refunds you may be entitled until the old return is filed and the IRS has been satisfied. This problem can only be resolved by filing the past-due tax return and obtaining a refund for it. Taxes due on your previous return will be deducted from your current-year refund by the Internal Revenue Service. Recognize how to deal with tax returns that have been filed in the past.
Handling a Refund Delay – Do Your Research and Respond Right Away
If the IRS is delaying your return, you’ll need to figure out why and maneuver your way through the IRS so that your refund is sent as fast as you can. This might be a difficult undertaking because refund holds can appear to be audits in nature. But, please, be patient and do not be concerned. In the event that your tax return is valid, all that is required is that you explain everything to the IRS (and, if necessary, provide documents). The best course of action is to explore the reason for your refund hold as soon as you receive a notice from the IRS.
Contact the IRS andresearch your IRS account.
When you have a better understanding of why the IRS delayed your tax refund and how to reply to the IRS, you should take action immediately to avoid more complications. Your H R Block tax professional may also assist you in determining the cause of a refund delay and can speak with the Internal Revenue Service on your behalf. Learn more about H R Block’s Tax AuditTax Notice Services by visiting their website.
Where’s My Refund Tax Refund Tracking Guide from TurboTax®
Track Your Refund in TurboTax After You File / After You File
After the IRS accepts your return, it typically takes about 21 days to getyour refund.
Let’s look at your tax refund. If your federal return has been approved, you will be able to begin monitoring your refund at the IRSWhere’s MyRefund? website as soon as you get confirmation.
If youe-filedwith TurboTax
- Sign in to check the progress of your federal return and make a note of the precise amount of your refund. Fill out the registration form
- STEP 2
Track your federaltax refund
- Once your return has been approved, you will be able to follow the progress of your reimbursement. If you do not get it within 21 days, you should call the Internal Revenue Service. STEP 3: Keep track of it
Track mystate refund
- We’ll assist you in locating the guidelines for your state. Look up the name of my state
Tracking your taxrefund articles
View these extra sites for further information that can assist you in locating your tax refund.
Frequently asked questions
The IRS typically approves a tax return within three weeks, and the majority of taxpayers receive their refund within three weeks of filing their tax return. The fact is, there are a variety of reasons why your refund might be delayed. One of the most prevalent is erroneous or missing information on your tax return, which is generally a straightforward correction. More information about refund delays may be found here. Depending on the circumstances, you have a few choices for resolving the problem.
- Within three weeks of the Internal Revenue Service (IRS) accepting their tax return, the vast majority of taxpayers get their refund. A number of factors might contribute to the delay in processing your refund. For example, erroneous or missing information on your tax return is a typical occurrence, and it is usually a straightforward correction. Obtain further information on refund delays. Based on your circumstances, you have a few alternatives for resolving this issue.
Get answers to yourpost-filing questions
- Most of the time, you’ll receive your tax refund within 21 days of e-filing, however it may take longer in other situations. Online status checks are recommended, followed by a phone call to the IRS if there appears to be a problem. Be prepared to follow up as well, because the Internal Revenue Service may not be keeping track of your case. See Personal Finance Insider’s top selections for the best tax software » for more information.
You should get your tax refund within 21 days of submitting your return electronically, however it may take longer in some situations. Check the progress of your tax return online, and then contact the IRS if there appears to be an issue with your submission. Keep in mind that the IRS may not be keeping track of your case; thus, be prepared to follow up. Take a look at Personal Finance Insider’s recommendations for the best tax software »;
1. Gather your tax files and double-check your refund amount
If you have not gotten your anticipated return, the first step is to double-check your figures and assemble all of your tax documentation. This year, I prepared my own personal income tax returns using TurboTax. All of my previous tax returns are safely stored in a Dropbox folder, which means I can always access my 1040 forms, dating all the way back to my very first tax return in the year 2000, with relative ease. I just checked, and I owe $17 in back taxes at the ripe old age of 15. My tax return for 2018 looked completely different.
TurboTax estimated that I would receive around $3,500 in refund based on my data. If you have not received your anticipated return, you will need to know the precise amount in order to check your refund status online, so make a note of it for the following step.
Answers to your tax questions
The steps to take in order to file a tax extension The steps to take when filing an updated tax return Is it possible to deduct medical expenditures from your taxes? What is the ramifications of submitting your taxes late? What exactly is the estate tax? How long should tax records be kept?
2. Check your refund status online
Following that, you’ll want to navigate to the IRS refund status tool using your online browser. To utilize the feature, go to this page on the IRS website and click on the option that says “Check My Refund Status.” You may also check the status of your refund using the free IRS2Go app, but I found that the online page worked just as well for me and that I didn’t have to download anything in order for it to work. IRS To obtain your results, you’ll need to enter your Social Security number, choose your filing status, and input the amount of your refund that you received in step 1.
3. Review your refund status details
After that, you’ll want to navigate to the IRS refund status tool using your computer browser. On this IRS online page, you may use the tool by clicking on the option that says “Check My Refund Status.” Alternatively, you may check your refund status by downloading and using the freeIRS2Go app. However, I found the online page to be just as effective and did not require any additional software. IRS The results will be displayed only when you input your Social Security number, choose a filing status and enter the amount of your return from step 1.
4. Contact the IRS
If there is a problem with your taxes, you should receive a notice in the mail in the majority of circumstances. A letter had not arrived in my inbox. Because the Internal Revenue Service owed me a substantial sum of money, I was unwilling to wait around to see whether the agency would resolve the situation on its own. My search for valuable information on the IRS website came up empty, so I had no choice but to take matters into my own hands. That necessitated a phone contact to an IRS representative to figure out what was going on.
According to the IRS website, certain tax returns might take up to 12 weeks to be processed in specific circumstances.
5. Follow up as required
It turned out that my taxes were delayed due to a system malfunction. The first time I contacted, after the 21-day mark, they told me that my taxes had been filed incorrectly and that the system will automatically correct the problem within the 12-week deadline following filing. After 12 weeks had gone, I dialed the phone again. This time, the person with whom I spoke informed me that there was a system fault that would not resolve on its own. He informed me that he had made a request to another team to re-process my taxes and that I should receive my refund within eight weeks.
I was fortunate in that I was not subject to an audit or a penalty.
You will almost certainly receive different information, but you will not know unless you call to inquire.
The most recent revision was made in March 2021.
Writer on a freelance basis Eric Rosenberg is a journalist based in Ventura, California, who specializes on finance, travel, and technology.
He has extensive expertise writing on banking, credit cards, investing, and other financial matters, and he is also a travel hacker who enjoys saving money on his travels.
He also enjoys spending time with his wife and two young daughters.
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