Why Is My Tax Return Still Processing After 21 Days?

We issue most refunds in less than 21 calendar days. It is taking the IRS more than 21 days to issue refunds for some 2020 tax returns that require review including incorrect Recovery Rebate Credit amounts, or that used 2019 income to figure the Earned Income Tax Credit (EITC) and Additional Child Tax Credit (ACTC).

  • There may be several reasons for your refund is held up in processing. Paper returns tend to take longer to be received and processed by the IRS, though some people who e-filed are reporting that they’ve waited more than 21 days for their tax refund. An error in your tax preparation may also be causing a delay.

What if my refund is still processing after 21 days?

If it has been over 21 days since your return was being accepted by the IRS (or 6 weeks if you filed a paper return) and the tax refund status has not changed or WMR has no updated message for delays, you can call the IRS and speak with an agent concerning your tax refund.

Why is tax return still being processed?

He said the IRS is still processing $9.8 million tax returns from 2020. The delays are mostly due to errors in filing, some having to do with the economic stimulus payments. Those with children in day care or after-school programs may also be eligible for a tax credit to help cover the increasing cost of child care. 5

How long will my refund say still processing?

“Weeks and weeks” of IRS delays Although the IRS says most refunds will be sent within 21 days, experts warn that delays are likely, noting that the agency is still working through 2020 tax returns. 5

How long is the IRS taking to process refunds in 2021?

IRS Commissioner Chuck Rettig told reporters on Monday that most people who file an error-free 2021 tax return online and request a direct deposit will receive their refund within 21 days. 5

How long can the IRS hold your refund for Review 2020?

How long can IRS legally hold refund? There is no statutory limit. However, after 45 days from the filing deadline they must pay interest on the refund, and after six months you can sue them in the Court of Claims.

Is the IRS still processing tax returns?

People can still file 2021 returns. As of December 3, 2021, the IRS has processed nearly 169 million tax returns. All paper and electronic individual 2020 refund returns received prior to April 2021 have been processed if the return had no errors or did not require further review.

Can I sue the IRS for holding my refund?

Generally, if you fully paid the tax and the IRS denies your tax refund claim, or if the IRS takes no action on the claim within six months, then you may file a refund suit. You can file a suit in a United States District Court or the United States Court of Federal Claims.

Why is IRS Refund 2020 taking so long?

We issue most refunds in less than 21 calendar days. It is taking the IRS more than 21 days to issue refunds for some 2020 tax returns that require review including incorrect Recovery Rebate Credit amounts, or that used 2019 income to figure the Earned Income Tax Credit (EITC) and Additional Child Tax Credit (ACTC).

Can I chat with IRS online?

Chat with the Website Help Desk for help navigating the IRS site. Online agents can answer questions regarding where to find forms or other information on the site, but not questions regarding your tax return or refund. Hours are 10:00 a.m. to 8:00 p.m. Eastern Time, Monday through Friday.

How long does it take for IRS to approve refund after it is accepted 2022?

Most taxpayers who file electronically and choose direct deposit will get their refund within 21 days, assuming there are no problems with the return, according to the IRS. 2

When can I expect my 2021 tax refund?

Most taxpayers will receive their refund within 21 days of when they file electronically if they choose direct deposit and there are no issues with their tax return, according to the IRS. Some tax filers are still complaining that they did not receive their refund yet from federal returns filed last year.

Why haven’t I received my federal tax refund?

If you haven’t received your tax refund after at least 21 days of filing online or six weeks of mailing your paper return, go to a local IRS office or call the federal agency (check out our list of IRS phone numbers that could get you help faster).

How long after return is accepted is it approved?

It can take up to 21 calendar days after acceptance for the IRS to issue your refund, although most refunds go more quickly than that, while a small handful may take a bit longer. Start tracking your federal refund at the IRS Where’s My Refund site.

Tax Season Refund Frequently Asked Questions

The majority of refunds are processed in fewer than 21 calendar days. If your tax return requires further scrutiny, it is likely that it will take longer to complete. Where Has My Refund Gone? provides the most up-to-date information about your refund that is currently available For some 2020 tax returns that require review, such as those that contain incorrect Recovery Rebate Credit amounts or those that used 2019 income to calculate the Earned Income Tax Credit (EITC) and Additional Child Tax Credit, the Internal Revenue Service is taking more than 21 days to issue refunds (ACTC).

I’m counting on my refund for something important. Can I expect to receive it in 21 days?

Following the receipt of your return, a number of different circumstances might influence the timeliness of your reimbursement. Despite the fact that we provide the majority of refunds in less than 21 days, it is conceivable that your refund will take longer. Please bear in mind that your financial institution may require a period of time before crediting your account or mailing you a refund.

It’s been longer than 21 days since the IRS received my return and I haven’t gotten my refund. Why?

  • It has flaws, such as an inaccurate Recovery Rebate Credit
  • It is insufficient
  • And it requires more examination in general. Has been a victim of identity theft or fraud
  • Included is a claim for the Earned Income Tax Credit or the Additional Child Tax Credit that has been lodged. See the Q&A section below. In addition, there is Form 8379, Injured Spouse AllocationPDF, which might take up to 14 weeks to be processed.

For the most up-to-date information on IRS refund processing during the COVID-19 epidemic, see theIRS Operations Status page. We will contact you by mail when (or if) we require more information from you in order to complete your return. In the event that we are still processing your refund or making corrections to a mistake, neitherWhere Has My Refund Gone? Alternatively, one of our phone agents will be able to offer you with an estimated reimbursement date. Please see Where Has My Refund Gone?

for the most up-to-date information on your refund.

I claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) on my tax return. When can I expect my refund?

According to the Protecting Americans from Tax Hikes (PATH) Act, the Internal Revenue Service is not permitted to provide EITC and ACTC refunds before the middle of the month. When taxpayers choose direct deposit and there are no additional concerns with their tax return, the IRS anticipates that most EITC/Additional CTC refunds will be available in their bank accounts or on their debit cards by March 1. Some taxpayers, on the other hand, may receive their refunds a few days early. Check Where’s My Refund to find out when you will receive your customised refund.

The IRS2Go smartphone app, as well as IRS.gov, continue to be the most convenient ways to check the status of a refund.

Will calling you help me get my refund any faster?

If Where’s My Refund? urges you to call us, our personnel will be unable to give you with any extra information until you specifically request it. If the message “Where’s My Reimbursement?” indicates that we are still processing your return, our personnel will be unable to provide you with an exact refund date.

What information doesWhere’s My Refund?have?

Typically, we will provide you with information on the most recent tax year refund we have on file for you.

Can I use Where’s My Refund? to check the status of a refund on a prior year return.

Where Has My Refund Gone? will show you the current status of your most recently filed tax return during the previous two tax seasons.

When can I start checkingWhere’s My Refund?for my refund’s status?

My Refund Hasn’t Arrived the status of your most recent tax return during the last two fiscal years will be displayed on the screen

WillWhere’s My Refund?show me when I’ll receive my refund?

Where Has My Refund Gone? After we have processed your return and approved your reimbursement, we will contact you to set up a specific day for you.

Will ordering a transcript help me find out when I’ll get my refund?

A tax transcript will not assist you in determining when you will get your refund. There is no guarantee that the information transcripts have about your account will accurately reflect the amount or timeliness of your refund. They are ideally suited for verifying prior income and tax filing status for mortgage, student, and small business loan applications, as well as for assisting with tax preparation and production of tax returns.

I’m a nonresident alien. I don’t have to pay U.S. federal income tax. How do I claim a refund for federal taxes withheld on income from a U.S. source? When can I expect to receive my refund?

Nonresident aliens who receive income from a source in the United States must disclose the necessary income and withholding amounts on Form 1040-NR, U.S. Nonresident Alien Income Tax ReturnPDF in order to be eligible for a refund of federal taxes withheld on such income. When you submit your Form 1040NR, you must include any supporting documentation that demonstrates your income and withholding levels. To complete a 1040NR return, we require more than 21 days of processing time. Please anticipate up to 6 months for your refund to be processed from the date you filed your 1040NR.

How will I know you’re processing my tax return?

Where Has My Refund Gone? tracks the progress of your tax return from its reception until its conclusion. It will notify you when your return has been received as well as if your refund has been accepted or has been issued.

What is happening whenWhere’s My Refund?shows my tax return status as received?

We have received and are currently processing your tax return.

What is happening whenWhere’s My Refund?shows my refund’s status as approved?

We’ve authorized your request for a refund. Currently, we are preparing to issue a refund through your bank or directly to you through the mail. This status will inform you as to when we will transfer the funds back to your bank account (if you selected the direct deposit option). You should check with your bank about your refund 5 days after we’ve issued it because banks differ in how and when they credit monies to accounts. If you get a refund cheque in the mail, please allow several weeks for it to arrive.

How long will it take for my status to change from return received to refund approved?

It can take a few days in certain cases, but it could take longer.

DoesWhere’s My Refund?always display my refund status showing the different stages of return received, refund approved and refund sent?

No, this is not always the case. Instead, when we are still examining your return, it may offer instructions or an explanation of what we are doing, depending on the circumstances.

DoesWhere’s My Refund?update often?

Once a day, generally at night, for 30 minutes. There is no need to check any more frequently.

WillWhere’s My Refund?give me my amended return’s status?

No, it will not provide you with information on revised tax returns. What happened to my Amended Return? can provide you with information on the current status of your amended return. The status of your modified return may only be researched by our phone and walk-in staff if it has been 16 weeks or more since you submitted it in.

I requested a direct deposit refund. Why are you mailing it to me as a paper check?

  • We can only deposit refunds into accounts in your own name, the name of your spouse, or the name of a joint account
  • Otherwise, we cannot repay you. A direct deposit may be rejected by a banking institution. The amount of electronic refunds that can be deposited into a single bank account is limited to three

Why is my refund different than the amount on the tax return I filed?

It is possible that all or part of your return was utilized (offset) to pay down past-due federal tax, state income tax, state unemployment compensation obligations, child support, spousal support, or other federal nontax debts, such as student loan debt. If you believe you may be entitled to an offset, or if you have any questions concerning an offset, you should contact the collection agency to which you owe the amount. We may have also adjusted the amount of your refund as a result of the modifications we made to your tax return.

You’ll receive a notification informing you of the changes.

page will show the reasons for the refund offset. More information on refund offsets may be found in Tax Topic 203, Refund Offsets for Unpaid Child Support, Certain Federal and State Debts, and Unemployment Compensation Debts, which can be found here.

What should I do when the refund I receive is not from my tax account?

We ask that you refrain from cashing the refund cheque or spending the direct deposit return. Return the money to us in its original form. Tax Topic 161, Returning an Erroneous Refund — Paper Check or Direct Deposit, explains how to return an incorrect refund. gives further information about what to do

No Tax Refund After 21 days? Reasons Why and Tips on Contacting the IRS To Get an Update on Payment Delays for 2021-2022 Tax Season

According to the IRS, it takes a maximum of 21 days for nine out of ten tax payers to get a tax refund (if they are qualified) after their tax return has been submitted. However, this is still only an estimate based on previous IRS return schedules and is not a guarantee of a refund amount. Furthermore, if it takes an average of 21 days for 90 percent of tax payers to receive their refund, it takes a significantly longer period of time for the remaining 10 percent, or more than 15 million tax filers, to receive their refund.

Tax Refund Processing Expected to Continue in 2022

According to the IRS, it takes a maximum of 21 days for nine out of ten tax payers to get a tax refund (if they are qualified) following the acceptance of their tax return. It should be noted, however, that this is only an estimate based on previous IRS refund schedules, and that there is no assurance. Furthermore, if it takes an average of 21 days for 90 percent of tax payers to receive their refund, it takes a significantly longer period of time for the remaining 10 percent, or more than 15 million tax filers, to receive a refund in their accounts.

Why is it taking so long to get my tax refund?

To understand why processing has been delayed, it is necessary to first grasp the fund processing procedure itself. It all starts with the filing of your final tax return. It will take several days for the IRS to complete your tax return once it has been accepted (return received). If you are entitled for a tax refund, the IRS will distribute it once the tax return has been finished and the IRS has accepted your return (refund approved). Once the return has been sent out, a refund payment date will be accessible on the IRS Where is my Refund (WMR) website or IRS2Goapp (refund sent).

The Internal Revenue Service and tax experts have stated that there might be a plethora of causes for delays in processing tax returns, which could then influence the timing of your refund.

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This includes the following:

  • Your tax file has mistakes or is incomplete, which means that the Internal Revenue Service (IRS) will be unable to validate or match your data to their records. Particularly important are vital elements such as your or your spouse’s Social Security number, dependant data, or missing fields that are required to submit your return (e.g income). For this reason, adopting best-of-breed tax filing softwareis strongly advised, since it can identify many of these frequent filing problems before you file your return
  • As a result, you will save time and money.
  • Is harmed as a result of identity theft or fraud. If this is the case, you will see a notification on your screen and get a letter in the mail to authenticate your identification and explain the following steps. Ensure that you follow the instructions and supply the necessary information to the IRS in order for them to verify your identification.
  • Incorrect bank account information has been provided. It is extremely crucial to verify (or triple) check that your account number and bank routing number are correct, especially because the majority of refunds are handled online. You don’t want to be forced to wait for a refund to be processed because it was sent to the wrong bank account. This has harmed thousands of people and even resulted in the delaying of the payment of stimulus cheques, which were dependent on your most recent tax return payment information.
  • An Earned Income Tax Credit (EITC) or an Additional Child Tax Credit (ACTC) claim is included in this category (ACTC). The (PATH) law, which requires additional verification for these credits and does not enable returns with these credits to be processed until three to four weeks into the tax season, causes returns to be delayed early in the tax season. Furthermore, if your return includes changes for the advance child tax credit payments, you might expect further delays.
  • Includes a Form 8379, Injured Spouse Allocation, which might result in delays of up to 14 weeks owing to extra (manual) processing and verification by the Internal Revenue Service
  • And
  • The Internal Revenue Service should conduct further reviews in general. In most tax processing systems, automated checks are performed in order to identify typical red flags, which are subsequently highlighted for additional (human) processing. It is possible that this will add weeks to the processing of your tax return, as well as delays in the delivery of your refund.
  • Because the IRS is concentrating on or processing other higher priority issues such as stimulus cheques or unprocessed past year tax returns, there are delays. Unfortunately, there is nothing you can do in this case and you will just have to wait for the Internal Revenue Service to catch up on refund processing. Given their personnel shortages, obsolete systems, and new credits they began issuing last year, such as theexpanded monthly CTC and the$10,200 unemployment taxbreak, the current tax year is expected to be a lengthy one, with months of waiting for refund payments to be issued. Fortunately, the IRS will pay interest on any missed refunds if they are lodged by the end of the tax season deadline
  • This is a silver lining.

Because the IRS is concentrating on or processing other higher priority issues such as stimulus payments or unprocessed previous year tax returns, there are delays. Because of this, there is little you can do but wait for the IRS to catch up on processing refunds, which will take a long time. As a result of their personnel shortages, old systems, and new credits they began offering last year, such as theexpanded monthly CTC and the$10,200 unemployment taxbreak, the current tax year is expected to be a lengthy one, with months of waiting for refund checks expected.

As a silver lining, if you file your tax returns before the deadline, the IRS will pay interest on any tardy refunds you get.

What To Do Next?

After more than 21 days (or 6 weeks if you submitted a paper return) have passed since your return was approved by the IRS and the tax refund status has not changed or the WMR has not been updated with a new notice regarding delays, you can contact the IRS and talk with an agent about your tax refund. In any case, do not contact before 21 days, or otherwise the IRS will inform you that you must wait until the statutory period has elapsed. You can reach the IRS by phone at 1-800-829-1040 from 7 a.m.

local time Monday through Friday.

First and foremost, do not disregard these letters and make certain that you utilize this number since your chances of getting through to a live representative are better.

Calling the IRS to Check on Your Refund – 4 Options to Try

It is not always possible to speak with a live representative at the Internal Revenue Service, but the following are some choices to consider. Hopefully, they may assist you in finding an actual person with whom to discuss your refund. Please note that you will need to attempt several times, so make sure you have a drink and plenty of patience available.

Option 1 (seems to be working this year)

  1. Call the Internal Revenue Service at 1-800-829-0582. Option 1 for English should not be selected. Wait for the automated voice to finish talking before continuing. Then type in extension 652 if necessary. Because of high call volumes, you may have to wait a while (and redial a few times), but you will eventually reach a live representative.

Option 2

  • Call the Internal Revenue Service at 1-800-829-1040. So, after selecting your preferred language, do not select Option 1 (refund information) or Option 7 (economic impact payment/stimulus check)
  • Instead, select Option 2. Option 2 for “personal income tax” should be selected instead. then press 1 for “form, tax history, or payment.” then press 3 for “all other questions.” then press 2 for “all other questions.” then press 1 for “form, tax history, or payment.” You should not type anything when prompted to enter your SSN or EIN to gain access to your account information. You will be presented with a new menu once it has been asked twice. To ask personal or individual tax inquiries, press 2 on the phone. You should then be sent to an agent. If you receive the notification about excessive call volume, try again.

Alternatively, you can call the IRS Refund Hotline (800-829-1954) and follow the onscreen steps. Option 4: Contacting the National Taxpayer Advocate Service (see more about the TAS here) is another option for getting additional information about your return. The TAS is an independent organization inside the Internal Revenue Service that represents tax payers. However, they will be restricted in their ability to assist you until the IRS has begun processing your return and has entered your tax filing information into their computers.

You may see some further recommendations in this video on IRS phone numbers and advice for contacting a live representative.

Tax Refund Delay: What to Do and Who to Contact

It is possible that your tax refund will be delayed for a variety of reasons. It’s possible that your figures and those of your employer didn’t match. Alternatively, you may have mistakenly missed a line—or perhaps an entire form. Alternatively, it’s possible that you submitted a credit claim that the IRS is taking longer to review. This year, on the other hand, the most likely explanation for a delayed tax refund is that you filed a paper tax return instead. As a result of the COVID-19 outbreak, there was a further backlog of tax returns to deal with.

Of course, the reasons for a delayed tax refund that existed before to the coronavirus epidemic may still be relevant today.

Continue reading to learn more about the causes for the delays and how to avoid them in the future. Take the time to develop a complete financial strategy that goes beyond taxes and other financial obligations. Find a financial adviser in your area right now.

How Long It Takes the IRS to Process a Tax Refund

The Internal Revenue Service (IRS) typically issues a refund within 21 days of “accepting” a tax return. If you file your return electronically, the Internal Revenue Service (IRS) may take up to three days to process your return. If you want to ship your return, it may take an extra three weeks (the IRS has to manually enter your return into the system first). If you choose to receive your refund in the form of a check rather than a direct transfer, you should factor one additional week into your time estimate.

The Internal Revenue Service claimed it intended to issue more than 90 percent of refunds within 21 days of e-filing 2020 tax returns (which will be filed in 2021).

This was, of course, before the coronavirus epidemic struck and health regulations forced the closure of offices across the country, including the IRS.

According to the IRS, the typical tax return in 2020 will be $2,500.

Nevertheless, according to the National Taxpayer Advocate, the IRS finished the extended tax season with a “backlog of more than 35 million individual and business income tax returns that require manual processing,” which means that IRS employees must conduct an additional review before a refund can be processed.

For the sake of comparison, the tax season in 2021 began on February 12.

How Can I Track My IRS Refund?

If you are still anticipating a tax return, you may use the IRS Where’s My Refund service to check on the status of your 2021 income tax refund. Taxpayers will be required to provide personal information such as their Social Security number or Individual Taxpayer Identification Number, as well as the status of their tax return and the amount of money they anticipate to receive as a refund. Taxpayers can also check on the status of their refunds using the IRS2Go smartphone application. You will also be able to make tax payments and receive free tax assistance using the app (as long as you qualify).

The IRS TREAS 449 indicates that your refund has been lowered in order to settle a tax liability with the government.

If a taxpayer fails to submit any needed forms or schedules, he or she may be compelled to file an amended return.

Reasons for a Tax Refund Delay

There is no one cause for a tax refund to be held up by the Internal Revenue Service. On the contrary, there are a variety of distinct conditions that might influence how long it takes you to get your refund from Uncle Sam. As an example, you may have made a mistake on your tax return, input the incorrect bank account information for the refund, filed your return too soon, or any number of other reasons. We’ve included numerous typical reasons why your tax return can be delayed in the section below.

You Claim Certain Credits

If you submit your tax return early and claim the earned income tax credit (EITC) or the extra child tax credit (ACTC), you will have to wait a little longer for your refund to be processed. According to the legislation, the Internal Revenue Service (IRS) must wait until February 15 before issuing refunds to individuals who claimed either of the two credits. President’s Day, as well as bank processing periods, might cause your refund to be delayed even longer. If the hold is placed on your application because you filed before the middle of February, there is no need to be concerned.

Alternatively, if you filed later than that, the IRS may have issues or request further information, in which case you should get a letter outlining what it required in order to proceed.

feature (available on the IRS website).

Filing Early or Late

Early filers may have to wait a long time for refunds to be processed. One explanation for this might be that the IRS is still in the midst of implementing adjustments to its procedures. Updated security measures or procedure improvements owing to changes in the tax code are examples of what may be included. And if the IRS has to update or make adjustments, it’s likely that they won’t happen until right before tax season. Additionally, if you file early in the tax season, your return may be delayed because this is a high-traffic time for the Internal Revenue Service.

The vast majority of taxpayers either file as soon as they are able or wait until the last minute before the tax day deadline to do so.

New Security Measures

In today’s society, identity theft is a serious threat to people’s safety. The Internal Revenue Service maintains stringent security measures in order to fight the danger. Some security precautions will force the Internal Revenue Service to lengthen the time it takes to process tax returns (and refunds). If the Internal Revenue Service thinks that someone has attempted to steal your identity (by submitting a false tax return), your return may be delayed. You would then have to wait until the IRS has completed its investigation and has determined that you are who you claim to be before filing your tax return.

This will cause a delay in the processing of your refund, but it is only a security measure.

Because of the additional security measures, several state governments have also said that they will take longer to process tax returns in the future.

For example, typically, Alabama has not begun giving refunds until the first week of March. The Internal Revenue Service begins providing refunds in February. If you’re looking for information on where your state return is, check out this post on where your state refund is.

You Filed a Paper Return

As previously stated, the Internal Revenue Service often takes longer to process paper returns than it does to process electronically submitted taxes. That means you will have to wait longer for your return—and considerably longer if you want your refund in the form of a check. If you file a paper return by certified mail, the Internal Revenue Service will take longer to complete your return and issue a refund. Speaking of paper returns, you will need to file any amended returns (1040X) as a paper return in order to be eligible for an extension.

Even if you file electronically, if you want to get your refund in the form of a physical check, you will have to wait a little longer.

As would cause your refund to be delayed in the same way that sending a refund to the incorrect bank account would cause it to be delayed.

Mistakes on Your Return

If you file an incomplete return, or if you make any mistakes on your tax return, the Internal Revenue Service will take longer to process your refund. Any possible reimbursement will be delayed as a result of this. Mistakes might include erroneous mathematical calculations or inaccurate personal data entry. With the help of a tax filing service, such as TurboTax, you can reduce the likelihood of mathematical mistakes on your tax return. The program will take care of the calculations for you.

  • Consider the following scenario: you manually entered the information from your W-2.
  • If there are any problems with your tax return, the IRS will notify you immediately.
  • You may be able to avoid the hassle of having to file an updated return as a result of this.
  • Consider the following scenario: you are filing a joint tax return with your spouse and you enter his or her Social Security number wrongly (SSN).

Incorrect Bank Info

The vast majority of taxpayers now get their refunds via direct deposit into their bank accounts. You should always double-check your account number and bank routing number after providing them. It is no one’s intention to lose out on a refund because it was sent to the incorrect bank account. If you made a mistake when entering your account information, there are a few options available. If you haven’t received your return from the IRS yet, you can request that they suspend the direct transfer.

  1. and 7 p.m.
  2. Alternatively, if the IRS has already delivered the payment, you will need to contact the banking institution to make arrangements.
  3. The Internal Revenue Service will subsequently give you a printed check for your refund.
  4. With Form 3911, you authorize the Internal Revenue Service to contact the financial institution on your behalf and seek to collect your refund.
  5. After the first trace is completed, banks have 90 days to reply to the Internal Revenue Service’s request for information.

A bank, on the other hand, is not compelled to give information to the Internal Revenue Service. Your final option, if the bank does not reply, is to file a civil lawsuit against the financial institution and/or the owner of the account into which your return was placed.

You Have Outstanding Debt

The Internal Revenue Service (IRS) has the right to garnish your tax return if you owe certain types of obligations. Withholding your wages in order to use them for anything else is known as wage garnishment. The IRS will garnish your return for a variety of reasons, some of which are as follows:

  • You owe money to the government for overdue taxes. It is possible that you have defaulted on a federal student loan. You owe money to the government for child support
  • You and your spouse filed a joint tax return, and your spouse owes money.
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In the event that the IRS withholds your refund, you will get a notification explaining why the IRS took this decision. If you believe you were not obligated to pay that obligation, you will need to file a dispute with the agency that received the money.

Bottom Line

A notification outlining the reason for the garnishment will be issued if the IRS decides to take your refund. It is necessary to challenge the debt with the organization that received the money if you believe you were not obligated to pay the amount.

Tips for Making the Most of Your Refund

  • If the IRS decides to garnish your return, you will get a notification detailing the reason for the garnishment. If you believe you did not owe that obligation, you will need to file a dispute with the entity that received the money.

iStock/LPETTET, iStock/anyaberkut, and iStock/AntonioGuillem are credited with the images. Derek Silva, CEPF® (Certified Environmental Professional). Derrick Silva is on a mission to make personal finance more accessible to the general public. He contributes to SmartAsset by writing on a number of personal financial subjects and serving as a retirement and credit card specialist. A member of the Society for Advancing Business Editing and Writing, Derek also has the title of Certified Educator in Personal Finance® (CEPF®) and is an expert in personal finance.

Derek wants readers to take away from his work the following message: “Don’t forget that money is only a tool to help you achieve your objectives and live the lifestyle you choose.”

Why Your 2022 Early Tax Return Will Be Delayed

If you expect to get a tax refund, the most popular piece of advise is to submit your tax return as soon as possible after receiving it. There is no longer any justification for allowing the government to keep your money. The filing of your early tax return will be delayed for certain filers this year, due to a variety of factors, including new regulations, identity theft, and others. During the last few years, the number of cases of identity theft involving taxes has increased dramatically. In order to mitigate the risk of financial loss as a result of identity theft, Congress approved legislation requiring the Internal Revenue Service to postpone delivering refunds to those who claim certain deductions (the ones most likely used by identity thieves).

In particular, a large number of first-time filers will have difficulty dealing with concerns relating to the Advance Child Tax Credit.

The unfortunate reality is that many honest people may have their tax returns delayed by many weeks as a result of this.

While this is not a negative development, it does represent a lengthier wait time than in previous years. To be more specific, you may check out our projected tax refund calendar to find out when you can expect to get your tax return.

Advance Child Tax Credit Reconciliation

The Internal Revenue Service (IRS) began delivering Child Tax Credit payments to qualified families on a monthly basis last year in an effort to provide more cash to families in need. As a consequence, almost 35 million families throughout the United States began getting this assistance. Please note that this additional payment was essentially an advance on your child tax credit for fiscal year 2020-22! As a consequence, you’ll need to reconcile any payments you’ve made, and you may find that you owe the IRS a refund or that you’re entitled to more funds.

In addition to keeping this letter with your tax records, you may need to refer to it when submitting your 2021 tax return during the 2022 tax filing season, if you received an advance Child Tax Credit payment.

Therefore, we believe that many early filers may have their tax returns held up at the IRS as a result of the new Child Tax Credit, which was just implemented.

IRS Staffing

Early tax filers are expected to experience significant delays as a result of the IRS’s personnel shortage. The explanation is straightforward: because of the epidemic, many IRS employees will be forced to stay at home or become ill, causing delays. Considering that the IRS is still behind on processing mail and tax returns from the year 2021, we might expect delays in the processing of tax returns. The Internal Revenue Service (IRS) will launch e-File on January 24, 2022, in the year 2022. The IRS, on the other hand, stated in their notification that they were experiencing severe manpower shortages and that there was the risk for delays.

After months and months of work last year, the Internal Revenue Service is still behind schedule with regard to processing postal returns and responding to other correspondence.

Everything that requires the attention of a real human being is going to be delayed as a result of the pandemic’s staffing shortage.

Delays For EITC and Child Tax Credit

A crook’s strategy is to file as many tax returns as possible in the shortest amount of time. You see, the IRS operates on a first-come, first-served basis when it comes to processing requests. If someone else files your tax return in your name before you do, and then steals your refund, they are the ones who have won the race. For the government, they will end up paying you the right return, but they will also have lost the money that was diverted to criminals in the first place. The simple truth is that they are delaying your tax return because they do not want to incur any further financial losses.

If you’ve been a victim of identity theft, you’ll have to submit a slew of paperwork to the Internal Revenue Service in order to get the identity theft issue fixed.

It’s a lengthy procedure that is not always straightforward.

The purpose of this exercise is to determine whether or not two tax returns have been submitted for the same individual. If you’re concerned that you’ve become a victim of identity theft, you may find additional information on our frequently asked IRS questions and answers page.

What Types Of Tax Returns Does This Impact?

However, it is crucial to highlight that not all tax returns are being delayed as a result of this new legislation. Only those tax returns that contain the following tax credits are being kept for examination:

  • The Earned Income Tax Credit (EITC) and the Additional Child Tax Credit (ACTC) are two of the most popular tax credits.

Because they are what are known as Refundable Tax Credits, these are most likely the tax credits that criminals take advantage of the most. This implies that even if you do not owe any taxes as a result of having a low or moderate income, you may be eligible for a refund for these tax credits. If you’re a criminal wanting to make as much money as possible, you’ll almost certainly want to submit a tax return that includes these tax credits. Low and moderate income tax payers, on the other hand, would have to wait longer for their tax returns than they did in past years as a result of this change.

How Long Do I Have To Wait For My Refund?

So, how long do you expect my tax return to be delayed? It all depends on the situation. The Internal Revenue Service (IRS) continues to estimate that 90 percent of taxpayers will get their refunds within 21 days. If you file early, the Internal Revenue Service will hold your refund until February 15, after which it will begin processing your return. As a result, you may experience a delay until the middle or end of February. Using information from previous years, we’ve created a projected tax refund schedule that we feel is quite accurate.

If you want to get a head start on your taxes, have a look at our recommendations for the best tax software for first-time taxpayers.

Some taxpayers have already received their tax refunds. Here’s how to make sure yours isn’t delayed

Despite the fact that tax season 2022 only began a week ago, some social media users on Reddit and Twitter claim to have already received their refunds from the IRS. Some users on Reddit and Twitter claim to have already received direct deposit payments from banks such as Chime, Wells Fargo, and other financial institutions. Most of them say they filed on or near Jan. 24, the first day returns were accepted by the IRS, and that their taxes were relatively straightforward, though some do have dependents and claimed the half of the child tax credit that was not paid in advance last year.

25 and woke up to find his refund had been direct-deposited into his bank account the following day.

He and his wife plan to use their refund, which totals a few thousand dollars, to put toward a down payment and moving expenses for their first home, which they hope to purchase sometime this summer.

“We had to delay this process last year because of Covid, and also because our refund was delayed almost seven months last year,” he says. “Knowing that we will receive our refund in eight days this year gives us piece of mind knowing that we can proceed with our property purchase as planned.”

How to get your refund faster

The IRS has cautioned that a backlog of returns from last year, combined with a personnel deficit, might cause delays in processing returns this year. The IRS has stated that the rapid returns are welcome news. In general, the agency strives to issue reimbursements within 21 days after receiving the request. The IRS should presumably be able to complete your return more quickly if it is as straightforward as possible. The greater the number of credits you claim, the longer it may take for you to obtain a refund.

  1. Additionally, the IRS anticipates that some taxpayers may make mistakes when claiming the stimulus funds that were not received and the other half of their child tax credit that was not received.
  2. Other possible causes for a delayed refund include sending a paper return or not having your account set up for automatic direct deposit.
  3. The quickest approach to ensure that you receive your refund as soon as possible is to file online as soon as possible and request direct deposit.
  4. The Internal Revenue Service (IRS) handles returns on a first-come, first-served basis.
  5. Don’t miss out on:
  • According to a CPA, there are three ways that’savvy’ cryptocurrency investors may ‘actively utilize the tax system’ to their advantage: This is your final chance to receive your $1,400 stimulus check before the end of the tax season. The start of tax season is today. Here are some reasons why you should file as soon as possible: The Internal Revenue Service (IRS) advises that your tax return may be delayed this year.

Filed your taxes? How to check your income tax refund status

The IRS strongly advises submitting your return online and using direct deposit in order to get your refund as quickly as possible. Angela Lang is a contributor to CNET. Now that the Internal Revenue Service is processing tax returns for the year 2021, tax refunds should be arriving in the mail shortly for individuals who submitted their forms correctly. However, how will you know when your money will be sent to you? Using IRS software, you can keep track of the status of your tax refund. Because of the COVID-19 epidemic, the Internal Revenue Service expects to see a significant increase in the number of tax returns it processes this year.

“Filing a paper tax return this year will result in a prolonged refund delay,” IRS Commissioner Chuck Rettig stated in a statement issued on January 24.

We’ll go through how to monitor your return online using the Where’s My Refund?

Find out how to set up an online IRS account, how to claim the remainder of your child tax credit money, how to file your taxes for free, and the ten tax changes that might affect the size of your return this year in our tax information section. This story is updated on a regular basis.

How long will it take for my tax refund to arrive?

Direct deposit is strongly recommended by the IRS if you want to collect your return as soon as possible. CNET photo by Angela Lang Those who paid their taxes correctly will receive their refunds in the near future now that the IRS begins reviewing 2021 tax returns. However, how will you know when your money will be delivered to your account? Your tax refund may be tracked using IRS tools, which you can access here. Because of the COVID-19 epidemic, the Internal Revenue Service (IRS) expects to experience significant delays in processing tax returns this year.

According to IRS Commissioner Chuck Rettig in a statement issued on January 24, “filing a paper tax return this year entails a prolonged refund wait.” Following the completion of your tax return, you will not be left in the dark.

feature, and we’ll show you how to check your IRS account for additional information.

Every few days, more information is added to this narrative.

What money will be included with my tax refund this year?

This year, there are a number of items that may be added to your tax return to make it more valuable. As is customary, if you overpaid your taxes in 2021, you will receive a refund of the money you overpaid. Parental benefits may include the remainder of yourchild tax credit money, as well as repayment for any money you spent on child care-related expenditures over the previous year if you qualify. Also, if you haven’t received your third stimulus payment yet, you may be eligible to get it when you receive your tax return.

Why could my tax refund be delayed?

The following are some of the reasons why your income tax refund may be delayed:

  • There are mistakes on your tax return
  • It’s a work in progress
  • It is suspected that your reimbursement is the result of identity theft or fraud. The earned income tax credit or the supplementary child tax credit was applied for on your behalf. Your return requires additional examination
  • The injured spouse allocation form (Form 8379(PDF)) is included in your return, and it might take up to 14 weeks to be processed.

If the IRS determines that a necessary tax adjustment must be made to a recovery rebate credit, earned income tax credit, or extra child tax credit claimed on your return, the IRS will email you an explanation of the situation. If there is a problem that has to be resolved, the IRS will initially attempt to resolve it without contacting you for your permission. But if it need further information, it will write you a letter to tell you.

How to use the Where’s My Refund? tool

The IRS tracker tools require you to enter some personal information, including your Social Security number or Individual Taxpayer Identification Number, your filing status (single, married, head of household), and the amount of the refund in whole dollars that you can find on your tax return in order to check on the status of your 2021 income tax refund. Ensure that at least 24 hours have passed (or up to four weeks if you returned your item through mail) before beginning the refund tracking process.

  • directs you to theGet Refund Statuspage where you may fill up your personal information before pressing the Submit button.
  • If this is the case, you may be required to validate your personal tax information and try again.
  • The Internal Revenue Service now provides a smartphone app, called IRS2Go, that allows you to monitor the status of your tax refund.
  • Whether or not your return has been received, authorized, and dispatched will be visible to you.
  • This tool is updated overnight by the IRS, so if you don’t see a change in your status after 24 hours or longer, check again the following day.
  • In order to find out where your tax refund is, go to Where’s My Refund?
  • If you are seeking for information on earlier years’ returns, go to yourIRS online account for further information.

The IRS2Go smartphone app allows you to check on the status of your refund. CNET image courtesy of James Martin

What do these IRS tax refund statuses mean?

Both the IRS’s online and mobile tools (both the website and the mobile app) will display one of three messages to describe the status of your tax return.

  • Received: The Internal Revenue Service has received and is working to process your tax return. When your return is approved, the IRS has processed your information and confirmed the amount of your refund, if you are due one. Sent: Your refund has been processed and is on its way to your bank, either as a direct deposit or as a printed check in the mail. (If you’ve moved, you can find out how to update your address on file here.)
See also:  When Do You Have To File A Tax Return? (Best solution)

Can I contact the IRS for more help?

While you might try phoning the IRS to see whether your situation has changed, the agency’s live phone support is severely restricted. You should avoid filing a second tax return or contacting the Internal Revenue Service to inquire about the status of your return. For further information, the Internal Revenue Service directs visitors to theLet Us Help Youpage on its website. It also recommends that taxpayers seek in-person assistance from Taxpayer Assistance Centers. You can contact your local IRS office or call to schedule an appointment at 844-545-5640 to schedule an appointment.

Although the chances of receiving live help are minimal, the IRS recommends that you contact the agency directly only if it has been more than 21 days since you paid your taxes online or if the Where’s My Refundtool directs you to do so.

I see an IRS TREAS 310 transaction on my bank statement. What does it mean?

If you get your tax return by direct deposit, the transaction may be identified as IRS TREAS 310 on your bank statement. It is sufficient to identify the transaction as a refund from a previously filed tax return in the form of an electronic payment by referring to the 310 code (direct deposit). Tax refunds can also be found in the description section by searching forTAX REF. Seeing a 449 instead of a 310 indicates that your return has been reduced to account for past-due debt.

Why would my tax refund come in the mail instead of direct deposit?

There are a variety of reasons why you could get your refund in the mail. Your money can only be electronically placed into a bank account in your name, in the name of your spouse, or into a joint bank account with another person. If that is not the case, you may be receiving numerous refund checks, as the IRS can only direct deposit up to three refunds to a single account at any given time. Additional refunds must be mailed to the customer. Additionally, your bank may reject the deposit, in which case the IRS will use this as the next best option to refund your money as promptly as possible.

Sign into your IRS account to double-check that the agency has the necessary banking information on file, just in case anything goes wrong.

12 Reasons Why Your Tax Refund is Late or Missing

If you’re fortunate enough to receive a tax return this year, you’re undoubtedly looking forward to getting your hands on it. According to the IRS, once a refund request has been filed, it should take no more than 21 days to process the refund.

If it has been longer than this, there might be a number of issues contributing to the delay. Make sure you understand the procedure and what is going on with your documents before you start freaking out.

Check Your Tax Refund Status

Before you get too worked up, check on the status of your refund with the IRS. If it has been at least 24 hours since the IRS received your e-filed tax return, or four weeks since you mailed a paper return, you may check your refund status by visiting IRS.gov and clicking on the ” Check My Refund Status ” link. For further information about your refund, you can contact the IRS Refund Hotline six weeks after sending your return or 21 days after e-filing your return: 1-800-829-1040. 1-800-829-1954.

These procedures may vary based on the method you used to collect your tax refund in order to identify and get the money:

Tax refund by check

If you were expecting a check in the mail, it’s conceivable that the check was misplaced or stolen during the postal delivery. You will require the assistance of the IRS in order to track down your refund. The IRS Form 3911 (Taxpayer Statement Regarding Refund) must be completed and mailed to the same IRS service center where you filed your paper tax return if you are married filing a joint return. For taxpayers who file their taxes as either single or as head of household, or who are married filing separately, call the IRS Refund Hotline (1-800-829-1954) and report their refund as lost either through an automated system or while speaking with an IRS representative, or use theCheck My Refund Statuslink on the IRS website, or theIRS2Go mobile app, to request a trace for a paper check refund that has not been received.

Tax refund by direct deposit

If you were expecting to get your refund by direct deposit but have not received it after 21 days, it is possible that you made a typing error while providing your bank account number and routing number. If you’ve made mistakes on your tax return, the IRS is under no obligation to correct them for you; thus, you’ll need to contact your financial institution to figure out what to do in this circumstance. If your bank is reluctant to assist you, you can file IRS Form 3911 (Taxpayer Statement Regarding Refund) with the Internal Revenue Service (IRS) for assistance in having the cash returned to you.

For those strapped for cash.

If you want finance for an urgent situation, you may want to examine the following alternatives:

1. Review Shows Errors

If an audit of your tax return reveals problems, your tax refund may be delayed for a period of time. If you file your return the old-fashioned manner (on paper), there is a chance that the IRS scanner will have difficulty reading your writing. If this is the case, your taxes will need to be evaluated by a real person, which might take several days, especially because the IRS has reduced the number of experts working there as a result of budget cuts. In order to save time, tax information is typed into a computer and saved as a raw data file.

2. Victim of Fraud

Aside from mistakes or being incomplete, the return may be adversely influenced by fraud or identity theft, which is a regrettable outcome. In the event that someone else attempts to file taxes using your Social Security Number, or if your tax preparer makes a modification to your direct deposit information, you may become a victim of fraud. While the problem is being reviewed and handled, it will take longer for you to get your reimbursement. You should submit a police complaint and designate the tax preparer as the suspect if you suspect that your tax preparer has altered your direct deposit information in order to get your return.

Then, complete IRS Form 14157-A (Tax Return Preparer Fraud or Misconduct Affidavit), and follow the directions for submitting any other forms or documentation to the IRS in order to have your refund issue reviewed and handled.

3. Incorrect Information

If any of your information is input incorrectly, it is possible that your tax refund will be delayed. Another possibility is that your employer recorded information that differed from what you reported. This might be another source of the snag.

4. Form 8379

It is possible that your own refund will be delayed if you file a joint tax return and all or part of your tax refund is applied to your spouse’s past-due federal or state tax, child support, or student loan debts. To resolve the situation, complete Form 8379, Injured Spouse Allocation, which can take up to two and a half months to process.

5. Death of a Spouse

If your spouse passes away before you filed your tax return and he or she is owed a refund, your refund may be delayed if you neglected to complete IRS Form 1310, which is required to be filed by your spouse’s estate (Statement of a Person Claiming Refund Due to a Deceased Taxpayer). The IRS requests that you refrain from contacting them in an attempt to obtain your return more quickly. They encourage that you use theirCheck My Refund Statustool to keep track of the status of your refund. The webpage is updated once every 24 hours, with the majority of updates occurring in the evening.

After entering some personal information, you will be notified whether or not your request has been granted, as well as when it has been submitted.

If they do, they will get in touch with you, most likely by letter or telephone.

There are a variety of tax scams that take advantage of folks who aren’t paying attention.

6. You Left Something Out

Sending in an incorrect or incomplete tax return might cause your tax refund to be delayed by several weeks. For example, if you file your taxes using paper forms, forgetting to sign them or removing any of your personal information, such as your complete name or Social Security number, would almost certainly result in your return being delayed. If you are required to provide extra information or papers to the IRS, the processing period might be extended by several weeks or even months. However, even while e-filing might reduce the likelihood of human mistake, it is not infallible, especially if you have a more sophisticated return.

It is possible that the IRS will decide to take a closer look at your return if the information you gave does not match up with the information they already have because you failed to supply it.

7. You Defaulted on a Debt

Sending in an incorrect or incomplete tax return might cause your tax refund to be delayed by several weeks or months. For example, if you file your taxes using paper forms, forgetting to sign them or removing any of your personal information, such as your complete name or Social Security number, will almost always result in your return being delayed. Providing the IRS with extra information or papers may result in the processing time being extended by several weeks or even months. If you have a complicated tax return, e-filing can help you save time and money by eliminating some of the margin for mistake.

If the information you’ve supplied doesn’t line up with what the IRS has because you overlooked anything, they may opt to take a closer look at your return, which might result in a delay in the processing of your return and the release of your refund.

8. You Entered the Wrong Bank Account Info

Having your refund deposited directly into your bank account reduces the amount of time it takes to get your money because paper checks take longer to be issued. However, you must be cautious to input the exact numbers when you receive your return. Making even a minor blunder might have disastrous consequences for the status of your return. The type of the error will determine how much longer it will take to get the funds in question. It’s possible that your deposit will fail the IRS’s validation check because you forgot to include a digit from your routing number, for example.

Depending on whether you entered the proper routing number but the erroneous account number, things may go one of two ways.

In the second situation, the bank may make the mistake of depositing the money into the incorrect account.

9. You Amended Your Return

In rare cases, it may be required to make changes to your tax return after it has been submitted. Some of the reasons why an amendment may be required are as follows:

  • It appears that you have gotten a corrected W-2 or 1099
  • You’ve come to the realization that you made a mistake while claiming a deductionor dependant
  • It is necessary for you to modify your filing status

If you need to make adjustments to your return and you’re anticipating a refund, whether or not you’ll have to wait longer will depend on whether or not you’ll be getting more money back in the first place. Making changes to your return, especially if you’re expecting a higher refund, can add between 12 and 16 weeks to the processing period.

10. You Claimed the Earned Income Credit

In the United States, the Earned Income Credit (EIC) is a refundable tax credit that is intended to assist low- to moderate-income employees and their dependents. By claiming the credit, you can lower the amount of tax you owe and raise the amount of money you get back. While you should not be afraid to claim the credit if you are qualified, you should be aware that if you do so, it may take longer to get your refund. Because of the large number of taxpayers who illegally claim the EIC, the Internal Revenue Service devotes particular attention to returns that contain it.

Remember that you have three years from the date of the filing deadline to file your tax return if you are owed one.

11. You Claimed the Additional Child Tax Credit

The Additional Child Tax Credit is a refundable tax credit that may be available to anybody who qualifies for the normal Child Tax Credit and has earned income of at least $3,000.

It is available to anyone who has earned income of at least $3,000. Another tax benefit that is being claimed falsely is the education tax credit.

12. Government Shutdown

When the government is shut down, it is common for certain government agencies to operate at or near their maximum capacity (if at all). The Internal Revenue Service (IRS) is one of the organizations that has been impacted. Take, for example, the IRS’s activities were severely curtailed during the 2018-2019 government shutdown, which lasted 35 days from December 22, 2018 to January 25, 2019. This is the same time period during which the Internal Revenue Service (IRS) normally begins receiving tax returns.

It is also important to understand that if you used tax preparation software, the returns may not be delivered until the IRS is ready to receive the returns.

Other Reasons for a Delay

You may be experiencing a tax refund wait simply because the Internal Revenue Service has reduced its employees in recent years. If you are confident that you have filed your taxes correctly, the IRS may be to blame. Even while some taxpayers may have to wait a bit longer for their refunds, the number of audits is projected to decrease. If you’ve filed via snail mail in the past, you might want to consider filing electronically in the near future. Filing your tax return online will reduce the amount of time it takes for you to get your tax refund by half.

Finally, like with anything, the golden rule is that the earlier you start, the better.

If you are still confused about the status of your refund, you can call the IRS Tax Help Line for Individuals at 1-800-829-1040 (TTY/TDD 1-800-829-4059) for assistance.

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